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Moneybox app: Lifetime ISA reviews

4.94
Based on 9,291 reviews, last reviewed 3rd May 2026
41100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026
Ibrahim's avatar
Ibrahim

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9291)

Review of the Moneybox app, Lifetime ISA:

Great app - helped me to finally start saving

5
It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

Moneybox LISA - Benefits no cons

5
Moneybox LISA is a great way to save money for your future, there is loads of options for accounts but i chose LISA as it cannot be dipped into. It has an excellent insurance rate and you can watch your money grow. i also like that you can watch your money grow and have a clear break down of what is going into your account, how you can improve savings and all interest that is added. It is easy to add money and if you are lucky to reach the target you will receive a huge bonus. They also have challenges at certain times to win a lump sum to add to your savings pot. The website is really user friendly (easy) and you are informed of any updates, new offers on accounts and changes in T&Cs. I would recommend this account to anyone who wants to save for their future house or retirement. You can also add a buying partner and that balance is separate to yours so you can easily see how much each person adds, perfect for couples interested in future purchases. Reviewed on: 19th July 2024

Really useful app, great and easy way to open and us...

5
Really useful app, great and easy way to open and use a lifetime ISA. There’s lots of great information and tools on the app to help with savings and planning for the future. Reviewed on: 3rd June 2024

Excellent service, however, app to be improved. .

4
Very useful app and excellent service. However, occasionally, information on the app is not very clear. Reviewed on: 31st May 2024

Moneybox app is easy to use, with clear information...

5
Moneybox app is easy to use, with clear information readily available, the customer service is also great, everyone is super friendly and capable of answering any queries. Highly recommend. Reviewed on: 29th May 2024

Great app, Moneybox have helped me save for a house...

5
Great app, Moneybox have helped me save for a house deposit which I really struggled to do before I found them. Reviewed on: 24th May 2024

Brilliant Moneybox App

5
I love the Lifetime ISA, Moneybox make it very clear and easy to use, with all the information you need easily accessible. The app is brilliant, everything works perfectly and no glitches. Communications from Moneybox are always helpful and interesting, and I feel secure banking with them. Reviewed on: 24th May 2024

great app, great rates, very easy

5
great app, great rates, very easy Reviewed on: 24th May 2024

I love moneybox

5
It’s so easy to set up and to use. It helps give you the motivation to save money with helpful prompts and options like rounding up payments. Everyone I’ve spoken to in the support team have always been quick to reply and always very friendly. Reviewed on: 24th May 2024

Very easy to set up and use.

5
Very easy to set up and use. Easy to find out the breakdown of your deposits, interest and bonus. Good information pages related to mortgages. Haven't had any problems. Reviewed on: 24th May 2024

Brilliant incentive

4
Brilliant incentive for giving you an extra £1000 a year if you contribute £4000 each year. Reviewed on: 24th May 2024

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