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Moneybox app: Lifetime ISA reviews

4.81
Based on 9,291 reviews, last reviewed 3rd May 2026
41100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026
Ibrahim's avatar
Ibrahim

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9291)

Review of the Moneybox app, Lifetime ISA:

Fantastic app and customer service

5
I’ve been paying into a ‘Help to Buy’ ISA for a few years and have found the app intuitive and pleasing to use. I have on occasion contacted customer services and my experience in this regard is excellent. I highly recommend this service. Reviewed on: 10th March 2023

Lifetime ISA

5
Great way to save for the future, and even get an additional interest bonus on top. Reviewed on: 10th April 2024

LISA Saving couldn't be easier!

5
I have been saving with Moneybox for over 3 years now with the Lifetime ISA and it couldn't be made easier. I feel like they are on my side, encouraging me to save, providing mortgage support etc. Only downside I would say is that after the initial promotional rate, it no longer becomes market leading and no incentive to stick with it. Reviewed on: 10th April 2024

Moneybox app was excellent, and help us buy our firs...

5
Moneybox app was excellent, and help us buy our first house. Reviewed on: 10th April 2024

Could be better

4
It is good that you cannot buy individual stocks in the Moneybox LISA instead there are a choice of funds to spread the risk. However, the range of funds are limited and Moneybox has some hidden fees by applying a fund markup. Reviewed on: 10th April 2024

I've invested the full amount and it seems to be int...

5
I've invested the full amount and it seems to be introducing new etfs whilst keeping a simplified ui for new investors Reviewed on: 10th April 2024

It’s a great experience investing with Moneybox!

5
It’s a great experience to invest with Moneybox as I have been with Moneybox for almost 3 years now and I am using this app for buying my first home in 2026. It’s also giving me a good interest and i love seeing my money grow year by year. This way I don’t have to worry too much about my home deposit and also save up for my house and get that extra 25% from the govt. Reviewed on: 9th April 2024

Moneybox offer great customer service

5
I’ve always had a really good experience with Moneybox. The app is really user friendly making deposits easy, quick and simple. If ever you need to reach someone, they have a handy in app feature to speak to a real person rather than a chatbot. Reviewed on: 9th April 2024

Great service and easy way to save money

5
Great service and easy way to save money Reviewed on: 8th April 2024

Simple and easy to use

5
Simple and easy to use, people of all abilities would be able to use the app with ease. It was quick to set up my account and my LISA, a d they keep me informed of how my money is doing It is also really easy to put extra money in and set up a standing order. Reviewed on: 8th April 2024

High Quality App very simple and friendly

5
Have been with them a while now and I'm glad they introduced a few more etfs, the ui is very clean and they have once again made it even more streamline with a overall page which is helpful and friendly to new investors. Reviewed on: 8th April 2024

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