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Moneybox app: Lifetime ISA reviews

4.94
Based on 9,289 reviews, last reviewed 27th Apr 2026
51400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

I’ve had a LISA with Moneybox for 3 years now. I’ve had a LISA with Moneybox for 3 years now. User friendly app and lots of guidance on buying your first house. Reviewed on: 27th April 2026
Tina K's avatar
Tina K

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9289)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

5
I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Amazing product

5
So easy and simple to use - love the flexibility week to week and great UI to keep track of my savings Reviewed on: 6th April 2023

Simplicity

5
This is the most simple app which can be used by all age groups! Reviewed on: 6th April 2023

Brilliant app. So easy to use!

5
I started with small weekly deposits and after 2 years I’ve increased gradually and seen great returns. Reviewed on: 6th April 2023

Easy peasy does it

5
Uncomplicated, easy to understand and quick/friendly customer service. I've been with Moneybox for seven years now and can only praise it. I even own some shares! Reviewed on: 6th April 2023

Helpful and easy way to save

5
The app is user friendly. It’s a convenient and easy way to save. The interest rate means I’m making a generous about of money while I’m saving, which really helps in a time where the cost of living has never been higher. Reviewed on: 6th April 2023

Simplicity

5
The app is just so easy to use and very informative on the savings and investments they offer, just so simple to use and understand Reviewed on: 6th April 2023

Easy to use and secure

5
Feel like my personal information is safe when using this app. Everything is laid out well and it is easy to use. Reviewed on: 5th April 2023

Best savings account

5
The app is so easy to use and I can add money in whenever I like and watch it go up, the bonus rate is good too! The staff are really friendly and helpful! They always respond quickly Reviewed on: 5th April 2023

Easy to use, great rates

5
The app is easy to use, it is really clear in terms of the payments and balances, the interest rates are decent, and the emails are really informative and helpful. Reviewed on: 5th April 2023

Great concept, app a little laggy

3
Moneybox has some of the best saving products on the market, however the app lets it down slightly. Opening a Lifetime ISA was quick and easy, however depositing the money was a bit of a challenge. Both myself and my partner had the same issue in the app, showing pending deposits when they were already paid. The app has now caught up hut charged my account twice. The benefits outweigh the cons but just be careful! Reviewed on: 5th April 2023

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