Smart Money People Logo

Moneybox app: Lifetime ISA reviews

4.94
Based on 9,291 reviews, last reviewed 3rd May 2026
51425% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026
Ibrahim's avatar
Ibrahim

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9291)

Review of the Moneybox app, Lifetime ISA:

Moneybox is marvellous

5
The Moneybox lifetime ISA has made buying a first home a possibility. The app is so user friendly, and has an easy to understand display. It breaks down exactly what money is where. Love the new ‘wealth’ tab. Great to visualise how money is growing too!! Reviewed on: 27th February 2025

Fantastic App

5
Really easy to use App which tells you exactly what you need to know in a very simple format. A really cool feature is Reminders to ensure you do not miss the tax year for your savings. In addition to the LISA you can then use wider features such as mortgage advice etc. Reviewed on: 8th February 2023

Clear and Easy

5
The LISA presents all the info I need clearly, e.g. how much allowance I have left to use up, and has plenty of tools to make depositing easy. Have recommended to multiple friends/family. Reviewed on: 8th February 2023

Very user friendly and fundamentally sound provider

5
In my experience I have found their support team absolutely fantastic which pairs brilliantly with the easy to use app. Reviewed on: 8th February 2023

Easy to use, Encourages me to Save

5
Tne Moneybox App is easy to use and encourages me to save. It helps me set goals and I can track my progress so I really feel like I'm getting somewhere. Reviewed on: 8th February 2023

The best

5
So much helpful information available anytime I have a question. Layout is so easy to use it’s the best thing I’ve ever used. Helped me so much to plan for the future. Reviewed on: 8th February 2023

Changed future

5
I started off with a Moneybox Lisa & have now opened a S&S isa, pension & 32 day savings account. I didn’t have any before but Moneybox have made it so easy to understand everything that I now have confidence & have changed my future. Reviewed on: 8th February 2023

Easy to use

5
Very simple and clear to use app. There are consistent updates and help available. Reviewed on: 8th February 2023

Easy and to the point

5
The money box app is simple and effective, making life easy on my end and taking the work out of saving. Reviewed on: 8th February 2023

Easy to navigate UI, great interest rates and even better customer service.

5
The Moneybox UI is fantastic, really easy to navigate, switch accounts and offers a wide range of other related tools like learning hubs for things like cryptocurrency and stock markets - excellent for beginners and experienced users. The interest rates on all accounts are constantly updated so they are matching, or near enough the market best. I have only had to use customer service a couple of times over my time with Moneybox and both times were pleasant experiences - fast replies, accurate information and solved the problems perfectly. I would (and already have on a few occasions) recommend this bank to friends and family, to take advantage of a great product. Newsletters aren't too rare or too frequent, and contain relevant information to accounts. There seems to be a slight lean towards pushing their mortgage and retirement products which isn't necessarily relevant to everyone - so a brief check on the tailoring of this marketing could be beneficial but it isn't the end of the world. Overall, I have had at least a 9/10 experience whilst using Moneybox over the last few years, and in most cases a 10/10. Reviewed on: 8th February 2023

Great App

5
Such a simple app with so much to offer. There are loads of tools to use to help monitor where you are and need to be, plus loads of information. Never had an issue and would highly recommend. Reviewed on: 8th February 2023

Do you have a different Moneybox app product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Moneybox app?

    View all products