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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (5059 reviews)

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4.96

Based on 5,059 reviews, last reviewed 2nd Mar 2026

6400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Good Savings accounts I have never had any issues with MoneyBox, The LISA i have wtih them is at a better interest rate than most i've seen and I really like the way they c... Read more Reviewed on: 2nd March 2026

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (5059)

Review of the Moneybox app, Lifetime ISA:

Interest rates are great!

Interest rates are great! I've been able to save lots of money and the app is super easy to use Reviewed on: 23rd February 2025

I like the way you are able to invest in stocks insi...

I like the way you are able to invest in stocks inside lifetime ISA Reviewed on: 26th February 2026

Great experience, Seamless, and no issues whatsoever!

Great experience, Seamless, and no issues whatsoever! Reviewed on: 26th February 2026

Amazing, the process has been quick and easy

Amazing, the process has been quick and easy Reviewed on: 26th February 2026

Best Finance App on the Market

Moneybox really is brilliant, I use it for my Lifetime ISA as well as a simple saver account to save money for the future. It makes it so easy to do weekly deposits and I love the round up feature which really does add up over time. If I was to recommend any app for saving, I would definetly recommend Moneybox as my top pick! Reviewed on: 26th February 2026

Easy to use app

We used the Moneybox Lifetime ISA and found the withdrawal process for purchasing our first home to be very easy and straightforward. There was no need to speak to anyone, it was simply a matter of clicking a few buttons. The funds were also transferred quickly. If I remember correctly, our solicitor received the money within 24–48 hours, which was especially helpful as we were working to meet a tight deadline. Reviewed on: 26th February 2026

I should start using MoneyBox earlier!

I regret that I find out that late about MoneyBox Lisa, my journey to new home will be faster! Reviewed on: 26th February 2026

Lifetime ISA saver

Has saved me £1000 each year for 3 plus interest which has helped me save towards buying my first home. Would never of been able to do this if it wasn’t for Moneybox Reviewed on: 26th February 2026

Great easy to use app that includes some nice features.

Great easy to use app that includes some nice features. I like the ability to easily view projections and how this will change with increased monthly deposits This is very helpful for working out the deposit I want to reach. Reviewed on: 26th February 2026

Perfect app to build your wealth, even on low income!

I've been using Moneybox for my LISA for the past three tax years, soon to be four, and as a minimum wage worker I'm astounded at how easy it is and beneficial to grow your savings this way as I push for my house deposit! Every pound earns interest so if you max out like I have, in just four years you'll have £4,000 of free money, and that's without the standard interest you'll receive paid daily as well! The app is so easy to use and has lots of helpful tools as well, my favourite is the 'future projections' feature that shows you how much you're likely to have in your account in the future based on your past savings habits; it really inspires me to stay consistent with my saving amounts as I aim to push for more in my account in the future. They also have free mortgage advice too so when you're ready, you can get connected to an advisor on the same day who can help you at any stage of your house buying journey. All in all it's a fantastic app and as it's FSCS protected, you can rest assured your money is just as safe with them as it is any other high street bank. Thankyou Moneybox for showing even those of us on the lowest incomes can still grow their money over time! Reviewed on: 26th February 2026

It’s been an excellent experience, very user friendl...

It’s been an excellent experience, very user friendly app. Reviewed on: 26th February 2026

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