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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.81 (9303 reviews)

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4.81

Based on 9,303 reviews, last reviewed 4th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Awards

Best lifetime ISA provider 2026

Awarded to Lifetime ISA (LISA) provider rated highest in UK customer reviews.

Moneybox app Lifetime ISA reviews (9303)

Easy and useful

Moneybox is simple and easy to use. It was easy to set up my ISA, set up a regular payment into the ISA and to make any one time payments into it. Moneybox are also very informative about other features and ways to save money Reviewed on: 8th February 2023

Moneybox is great!

Moneybox has improved my confidence on how to manage my money Reviewed on: 8th February 2023

Supportive, handy, and efficient

I would recommend MoneyBox to anyone interested in setting up a Lifetime ISA. When I transferred my savings from a cash ISA to a MoneyBox LISA, I was daunted by the process and was worried about the risks of transferring my savings. The process was easy and MoneyBox were fast and efficient, helping me every step of the way. The team at MoneyBox are also supportive in that they sometimes host webinars and Q&A sessions designed for their users. I had a question I had struggled to find the answer to online (e.g. through HMRC) but they got back to me individually quickly and clearly. MoneyBox offer such a handy app that is well-designed, quick, and importantly, my money feels safe and well-protected. Money can be a difficult topic for me but I feel motivated to put in as much money as I can and feel proud even if it is a small amount, rather than feel pressured and ashamed to do so. They offer a chat within the app too to get quick replies to any questions. Further, because they use an app, it keeps the cost of using their service down too. A bonus for me was that at the time I was looking for a LISA, they offered one of the best interest rates of all LISA providers. I'd recommend their service and the team in all ways. Reviewed on: 8th February 2023

So easy

The Moneybox LISA is so easy to use and has made saving for a house deposit much less stressful Reviewed on: 8th February 2023

Easy to use, easy to save!

The moneybox app let's you save in a variety of East ways and has several graphs and tools to show how your saving journey is going. Saving for a house deposit has been made really simple. Reviewed on: 8th February 2023

Highly happy with my LISA

Monzo makes it very easy to view, amend and understand my account. Very happy with their service Reviewed on: 8th February 2023

Absolutely brilliant

Very easy to save, great interest rates, incredibly easy to withdraw when needed. Made the house buying process so much easier! Reviewed on: 8th February 2023

Easy to use and great quality

I have already made all my siblings and cousins get Lifetime ISAs with moneybox, I cannot recommend the product enough. Reviewed on: 8th February 2023

Saving for a deposit!

Absolutely what you need if you want to save, save £4000 a year and they give you 25% free government bonus on top (£1000). For anyone wanting that goal and abit of motivation to see your savings go up definitely get yourself the Moneybox app. Reviewed on: 8th February 2023

Easy to use

I love this app because it gives me options to save money either weekly, on a one off basis and also round up changes from as many accounts I have. The app is easy to use and friendly that you can find what you need without much assistance. Reviewed on: 8th February 2023

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