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Moneybox app: Lifetime ISA reviews

4.81
Based on 9,299 reviews, last reviewed 16th Jun 2026
702% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Works great and very easy to set up and monitor. Works great and very easy to set up and monitor. Used for my deposit and now saving for retirement. Reviewed on: 16th June 2026
Miah91's avatar
Miah91

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9299)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

5
I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Excellent way of saving money for first time home buyers

5
Money box app is user friendly and very informative Reviewed on: 1st April 2022

Simple, easy to navigate

5
The Moneybox App and it's lifetime ISA is an incredible tool to help me plan for my future. It is incredibly simple to use, I can set my preferences from the outset and can trust the app to monitor and add to my ISA without the need to regularly return and tweak. Would highly recommend. Reviewed on: 1st April 2022

Excellent app and service

5
Very easy to use and incredibly useful in helping manage money and save for the future Reviewed on: 1st April 2022

Inspired Savings

5
Moneybox encouraged me to make the most of the government allowance and look at saving for my future. At 35, I realise my years of earnings aren’t huge and beyond that, I must think post work life. Moneybox allowed me to gain £10k last year by putting in £4K just before and after April 2021 and I’m looking to make that a regular saving every April going forward. They are clear and concise with what they offer and the online help service is very decent aswell. I have and will recommend Moneybox to everyone I come across who doesn’t know how or what to save. Reviewed on: 1st April 2022

It's a no brainer

5
Service is excellent. Everything explained, lots of investment options, keeps you updated, allows you to see what you could gain in years to come based on what you pay in. Can't recommend highly enough. Reviewed on: 1st April 2022

Excellent UX, great way of incentivising saving for a deposit

5
The moneybox app is extremely well designed, giving great overview of all of your accounts. I would recommend the lifetime isa to anyone saving for a deposit that is eligible to open one with moneybox. Reviewed on: 1st April 2022

Good app

4
I think overall the moneybox ISA good app. A couple of things that throw me off a little is that (1) I get confused when the money will be debited into the account which takes a while therefore causes me to underestimate the 25% bonus, and (2) even though I paid the full £4k in I didn't get the full 25% which is confusing for me. Reviewed on: 1st April 2022

Easy to use and fantastic customer service!

5
I've been using MoneyBox for the past three years and it's been so simple. The app has constantly been improving, and the one time I had an issue, the customer service was fantastic. I've already recommended them to multiple people and will continue to do so. Reviewed on: 1st April 2022

Saving made easy!

5
It’s a virtual piggy bank, and before you know it you have more money than you realise Reviewed on: 1st April 2022

So easy to use!

5
The MoneyBox app is brilliant and so easy to use! Reviewed on: 1st April 2022

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