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Moneybox app: Lifetime ISA reviews

4.81
Based on 9,303 reviews, last reviewed 4th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026
Samuel D's avatar
Samuel D

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Review Moneybox app: Lifetime ISA now

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Moneybox app Lifetime ISA reviews (9303)

Fabulous service

5
We're thrilled to have come across moneybox and used it to save for our first home. The account is easy to use and the communication and instructions on how to use the account to reap the benefits is ever so clear. Would recommend to anyone wanting to save! Reviewed on: 1st April 2022

Life saver

5
Last year I wasn't sure of putting money into this app thinking it wouldn't be safe and decided not to, a few months later I lost all my money I had in my bank because I fell for a scam and nothing could be done about it, the feeling of losing something you worked soo hard for is soul crushing but now I'm just grateful I moved 4k into moneybox just a week before I got scammed out of what I had left in my bank Reviewed on: 1st April 2022

User friendly and valuable incentive to invest in Moneybox LISA

5
I invested the full annual amount into a Moneybox LISA, for which I will earn £1,000 over the tax year. It's a great way to increase savings to purchase my first home. Before depositing, I asked the Moneybox customer support team several questions via the app, which were answered promptly and clearly. The app also works very well so I am happy to vote for Moneybox LISA at the British Bank Awards. Reviewed on: 1st April 2022

Buying my first home thanks to Moneybox!

5
As a first-time buyer, the Moneybox Lifetime ISA made saving for a home simple, enjoyable and seamless. The app collected a fixed amount every week + round-ups without me even thinking about it and 3-4 years later I am shortly going to be moving into my first home. Reviewed on: 1st April 2022

Just joined but happy so far

4
I just signed up for a LISA and was really happy how the app worked, how I could find all the information I needed, how documents are sent to my email… really easy so far. Reviewed on: 1st April 2022

Easy to use service.

5
The app is incredibly user friendly and help is easily available if required. Reviewed on: 1st April 2022

Easy to manage and keep track

5
Easy to set up, a good amount of support and regular reminders and information about your product Reviewed on: 1st April 2022

Saving money by accident

5
I was recommended the Moneybox app by a Friend at work 2 years ago who explained it to me as a way of saving money by roping up the pennies. I have never had a great deal of money left at the end of each month and saving and investing was something I am very bad at doing, but the simplicity of this app and the way it has allowed me to create an investment simply by topping up the pennies for every purchase I routinely spend has been a godsend because I simply would not have invested money otherwise. It’s been a huge weight off my shoulders to watch a pot of money grow each week without having to consciously plan each month, it’s the automatically rounded up pennies that have become pounds and now I know that if the family is going to have a financial problem or a higher than usual spend one month then we have savings to call on. The app is simple, communication excellent and without it I would hardly have any savings at all, it has given me price of mind and changed my outlook on saving versus borrowing. Reviewed on: 1st April 2022

Excellent and easy app to use

4
It is a very user friendly app and easy to use. I opened my lifetime isa this year and have been in contact with the team on 3 occasions and they have been absolutely lovely they replied to all my questions within 1 day. I explained what I wanted to achieve and they showed me the best way of doing so. They also hear us! One of the things I dont quite like was that collections are Wednesday and they deduct the money from your bank account on monday, but they have listened and implemented immediate bank transfers so you dont have to wait. I like that they listen to what you have to say and improve on it! Reviewed on: 1st April 2022

So easy!

5
Really easy to control your savings. Easy to adjust how much you save and simple visibility of what’s going on each week with your savings. Reviewed on: 1st April 2022

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