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Monzo: Business Account reviews

Name: Business Account
Rating: 4.91 (1753 reviews)

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4.91

Based on 1,753 reviews, last reviewed 9th Mar 2026

36000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo has been very easy to use with my business. Monzo has been very easy to use with my business. I have had no issues so far. The app has an easy interface that makes banking easy remotely. Reviewed on: 9th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1753)

A down to earth bank that is so easy to use, brillia...

A down to earth bank that is so easy to use, brilliant app and works perfectly. Reviewed on: 18th January 2024

Very easy and modern banking

Very easy and modern banking. The best banking app I have used and thoroughly enjoy being able to get paid early! Reviewed on: 18th January 2024

Easy to use banking.

Easy to use banking. Efficient app and excellent customer service. I would highly recommend. Reviewed on: 18th January 2024

Excellent service

Excellent service and have been quick to respond or take calls when I have had any queries. Reviewed on: 18th January 2024

Perfect, easy to use and great value

Easy to set up, I love the use of the pots and how it sets tax money aside for me at the % of my choosing and very affordable. Customer services has been great as well when I’ve needed them. Reviewed on: 18th January 2024

Fantastic bank

Very easy to set up very easy to use amazing bank Reviewed on: 18th January 2024

The customer service is always excellent

The customer service is always excellent Reviewed on: 18th January 2024

It has been good.

It has been good. Easy to open and use. No issues yet Reviewed on: 18th January 2024

I’ve switched to Monzo from Santander: no regrets!

I moved my business account to Monzo from Santander and I don’t look back! The app is extremely intuitive and lets me know how much I’ve spent, and also enables me to save for the future. My favourite feature is the automated Tax savings feature, so whenever an invoice is paid and the money hits my account, the account automatically moves 20% over to my Tax savings pot - so clever! Reviewed on: 18th January 2024

Experience from a new UK resident.

I opened Monzo account a day after I arrived in the UK in February 2024. It was recommended to me by a friend. Since then. As a business account i have used it for all my daily business and household related expenses including sending money to Africa via a third party international exchange provider. Monzo business account is easy to open, provides friendly user interface, a high degree of owner’s trust by the provider. Monzo also provided me with prompt and excellent customer support to stop an ongoing unauthorised debits when I had a need of it. Monzo business account worked without hitches in my home country Nigeria throughout my stay on holiday. To put everything together: I have never had any issue whatsoever with my Monzo business account for the 11 months plus period I have been a customer. Its dependability left me with no choice other than to have it as my only business account of its class in the UK. From Anthonio Azuka Agboje in Glasgow Scotland. Reviewed on: 18th January 2024

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