Smart Money People Logo

Monzo: Business Account reviews

4.91
Based on 1,757 reviews, last reviewed 10th Mar 2026
36400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Just very easy to use, with lots of helpful tools Just very easy to use, with lots of helpful tools Reviewed on: 10th March 2026
Matthew N's avatar
Matthew N

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1757)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

5
Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

A great bank with a user friendly interface that I f...

5
A great bank with a user friendly interface that I find easy to use. Reviewed on: 18th January 2024

Very easy to use and practical.

5
Very easy to use and practical. A lot of features Reviewed on: 18th January 2024

Brilliant bank, great app and great features

5
Brilliant bank, great app and great features Reviewed on: 18th January 2024

Excellent customer service and overdraft facilities

5
Excellent customer service and overdraft facilities Reviewed on: 18th January 2024

Great bank, it’s the future.

5
Great bank, it’s the future. Makes things so easy Reviewed on: 18th January 2024

great buisness account with easy to follow instructi...

5
great buisness account with easy to follow instructions and easy to get paid Reviewed on: 18th January 2024

Great Monzo bank.

5
Great Monzo bank. Great experience and monetary transactions. Reviewed on: 18th January 2024

Happy with all aspects of the bank, particularly the...

5
Happy with all aspects of the bank, particularly the simplicity of the online banking. Reviewed on: 18th January 2024

Excellent interface and UI!

5
Excellent interface and UI! It's so easy to manage from accounts and pots. Everything is so simple and clear! Appreciate the quick loading between different tabs. Reviewed on: 18th January 2024

Business bank - super simple - user friendly

5
Business bank - super simple - user friendly Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 829 reviews
    Monzo
  • Savings

    from Monzo 4.97 from 233 reviews
    Monzo
    View all products