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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1382 reviews)

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4.89

Based on 1,382 reviews, last reviewed 20th Jun 2025

82% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Monzo is a breath of fresh air in the banking space! I have loved being a Monzo customer due to their fantastic customer service, their playful initiatives, and their transparency around financial litera... Read more Reviewed on: 20th June 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1382)

Leaves high st banks standing

I used a typical high st bank until they very quickly started closing branches. If I have to bank online Monzo does it better than all of them! Reviewed on: 1st March 2023

Excellent bank with customer at the heart!

I am so impressed from Monzo services. It's just everything happens. No red tape Truly customly designed for customers Reviewed on: 1st March 2023

Monzo is great for small businesses

Using monzo for a few years now and had no issues at all, helps with everything I need Reviewed on: 1st March 2023

Simplistic banking with many benefits

Easy to use mobile app user interface, see exactly where your money is going and keeps record of all business finance. No.1 business bank in the game. Highly recommend. Reviewed on: 1st March 2023

Fantastic Service!

I love everything about Monzo, ease of use, speedy cards sent out, great set up, very user friendly. Recommend to everyone. Reviewed on: 1st March 2023

Supercalafraglistic 5*

I have always had a great experience with monzo. I would highly recommend to everyone to use. Simple, effective, and streamlined. 10 out of 10 Reviewed on: 1st March 2023

Fantastic but with very small limitations

Monzo still doesn't support international deposits, business loans and IBANs off the bat, it's fantastic for everything else but what it lacks can be a bit of a headache Reviewed on: 1st March 2023

Outstanding in everyway

Monzo does everything I need and without all the hassle of having to try and get to a branch during "banking hours" that don't fit with anyone's actual business hours!! The most refreshing approach to banking since dunking your whole body in an ice bath Reviewed on: 1st March 2023

Awesome

It just works! Simple. Clean. User friendly. Awesome customer services Reviewed on: 1st March 2023

Super easier to use and handy

The most handy bank to use, make my life so much easier to send invoices and etc Reviewed on: 1st March 2023

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