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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1386 reviews)

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4.86

Based on 1,386 reviews, last reviewed 1st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1386)

Monzo you little star

I have been with Monzo for a number of years now. The user interface is spot on - consistent developments and great communication in all regards. Reviewed on: 6th March 2025

Been with Monzo since 2018 and I've never looked back

I've been with Monzo since 2018 and I've never looked back. Whether it's the budgeting function or the round out spending pots, I just love the entire user experience. From a customer service point of view, I usually hate the "chat" option for solving a problem, but Monzo make the entire experience flawless and super quick and simple to solve any issue. No need to be stuck on hold or provide security things for the thousanth time in the day. The newest feature of 1p a day is so fun, I'm loving it! Recently because a Monzo+ member and enjoying the process of learning what else I can do to better organise my budgeting and savings. Reviewed on: 6th March 2025

Monzo Business makes running my property business so...

Monzo Business makes running my property business so easy Reviewed on: 6th March 2025

Monzo pots

Pots are my favourite thing about monzo. Reviewed on: 6th March 2025

Quick, easy and super transparent!

I’ve been using Monzo business bank for around a year now and love it. It’s so transparent and easy to use. It’s so quick and easy to move money to other bank accounts and make payments. Reviewed on: 5th March 2025

Easy to set-up, easy to use.

Easy to set-up, easy to use. Like you get some interest on business money you don't need to spend straight away. Reviewed on: 5th March 2025

The best banking experience, seamless and fault free.

The best banking experience, seamless and fault free. I pay for monzo perks and use the different pots, as well as monzo flex. Never failed me and I will stick with monzo forever, I never worry about it going down or not receiving things on time (in fact I get paid early!) refunds are always quick and it’s very secure Reviewed on: 5th March 2025

Never had any issues and I love how easy it is to use.

Never had any issues and I love how easy it is to use. Love my business account too as it can move money automatically into another pot Reviewed on: 5th March 2025

Now use as my main account, very very straight forwa...

Now use as my main account, very very straight forward and have not looked back since switching over. Reviewed on: 5th March 2025

Efficient, good value, easy to use

Efficient, good value, easy to use Reviewed on: 5th March 2025

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