Smart Money People Logo

Monzo: Business Account reviews

4.88
Based on 1,384 reviews, last reviewed 15th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025
Michael S's avatar
Michael S

Latest lowest rating:

1

DO NOT USE FOR BUSINESS BANKING I would not recommend anyone to use Monzo as a Business Banking account. I opened one up 2 months ago as the online business banking company I current... Read more Reviewed on: 15th August 2025
Kim J's avatar
Kim J

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Review Monzo: Business Account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Business Account reviews (1384)

Monzo Business makes running my property business so...

5
Monzo Business makes running my property business so easy Reviewed on: 6th March 2025

Monzo pots

5
Pots are my favourite thing about monzo. Reviewed on: 6th March 2025

Quick, easy and super transparent!

5
I’ve been using Monzo business bank for around a year now and love it. It’s so transparent and easy to use. It’s so quick and easy to move money to other bank accounts and make payments. Reviewed on: 5th March 2025

Easy to set-up, easy to use.

5
Easy to set-up, easy to use. Like you get some interest on business money you don't need to spend straight away. Reviewed on: 5th March 2025

The best banking experience, seamless and fault free.

5
The best banking experience, seamless and fault free. I pay for monzo perks and use the different pots, as well as monzo flex. Never failed me and I will stick with monzo forever, I never worry about it going down or not receiving things on time (in fact I get paid early!) refunds are always quick and it’s very secure Reviewed on: 5th March 2025

Never had any issues and I love how easy it is to use.

5
Never had any issues and I love how easy it is to use. Love my business account too as it can move money automatically into another pot Reviewed on: 5th March 2025

Now use as my main account, very very straight forwa...

5
Now use as my main account, very very straight forward and have not looked back since switching over. Reviewed on: 5th March 2025

Efficient, good value, easy to use

5
Efficient, good value, easy to use Reviewed on: 5th March 2025

Monzo is the one

5
I've used Monzo for years as I was in need of an emergency bank account and they were the only people who could help. Since then i have received many free sausage rolls and hot chocolates through the app. It provides all my banking needs and more. Reviewed on: 5th March 2025

Banking for the new age!

5
Banking for the new age! Great interface and easy to see what you've spent, easy to save, easy to separate into pots. Reviewed on: 5th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 2 reviews
    Monzo
  • Under 16s account

    from Monzo 4.95 from 411 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.95 from 2511 reviews
    Monzo
    View all products