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Monzo: Business Account reviews

4.86
Based on 1,386 reviews, last reviewed 1st Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025
Michael S's avatar
Michael S

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1386)

Monzo is the one

5
I've used Monzo for years as I was in need of an emergency bank account and they were the only people who could help. Since then i have received many free sausage rolls and hot chocolates through the app. It provides all my banking needs and more. Reviewed on: 5th March 2025

Banking for the new age!

5
Banking for the new age! Great interface and easy to see what you've spent, easy to save, easy to separate into pots. Reviewed on: 5th March 2025

In more than 5 years of using Monzo Bank services

5
In more than 5 years of using Monzo Bank services, I was never let down. Exemplary approach and the features are unlike any others. Impeccable and I hope they keep this standard forever. Reviewed on: 5th March 2025

Hot coral love

5
I love that I can split my money into pots to help me budget and keep within my means - I also love the ease with which I can send and receive money and share bills with my friends! Most importantly, I love to travel and being able to spend abroad so easily is my favourite thing! Reviewed on: 5th March 2025

Monzo business is the business

5
I find the invoicing system and tax pot so useful and easy to use. Reviewed on: 5th March 2025

Easy to use.

5
Easy to use. Good customer service. Reliable app. Reviewed on: 5th March 2025

Had to switch over from Barclays recently and Monzo...

5
Had to switch over from Barclays recently and Monzo business bank is light years ahead in terms of features and tools to help Reviewed on: 5th March 2025

The best around.

5
The best around. Such a smooth experience throughout your journey with Monzo Reviewed on: 5th March 2025

Fantastic service, smooth and good

5
Fantastic service, smooth and good Reviewed on: 5th March 2025

Love the 'pots'

5
Easy to use, love the 'pots', great app - and their social media is the best! Reviewed on: 5th March 2025

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