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Monzo: Business Account reviews

Name: Business Account
Rating: 4.94 (2136 reviews)

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4.94

Based on 2,136 reviews, last reviewed 20th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (2136)

Great service.

Great service. Easy to use. Lots of helpful tools to manage your business income and outgoing expenses. Highly recommend. Easy to set up. Reviewed on: 7th April 2026

Monzo business is a free business account which offe...

Monzo business is a free business account which offer same services as other business account which are not free.The app is easy to use and offers the new software for making tax digital as well. I also have a private and joint account which is very easy intelinked with each other Reviewed on: 7th April 2026

Easy to set up and use even for someone just starting.

Easy to set up and use even for someone just starting. Invoices and quotes are simple to send Reviewed on: 7th April 2026

Excellent service and account - would recommend

Excellent service and account - would recommend Reviewed on: 7th April 2026

Simple & Easy with no fuss at any stage

Simple & Easy with no fuss at any stage Reviewed on: 7th April 2026

Easy to use no hassle business bank account

Easy to use no hassle business bank account Reviewed on: 7th April 2026

Modern bank that makes good decisions

The modern banking interface makes Monzo stand out from other providers. Csv transaction exports makes self assessments a breeze. Invoicing clients is very easy and receiving international payments is great and reliable. Reviewed on: 7th April 2026

No problems whatsoever

No problems whatsoever with Monzo Reviewed on: 7th April 2026

It’s completely changed my life financially speaking.

It’s completely changed my life financially speaking. I’m able to manage my money so much better. Savings are easier and allows me to stay more consistent and now with the MTD Link 2 to HMRC he’s going to be hasslefree to submit tax returns. Reviewed on: 7th April 2026

Fabulous Business Account

My Monzo business account is simple and easy to use, making it great for my small business. I manage my money anytime through the app, send and receive payments, and keep track of my spending. It helps me to stay organised, separate business finances, and handle things like payments, invoicibg and taxes without hassle. Reviewed on: 7th April 2026

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