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Monzo: Business Account reviews

4.88
Based on 1,384 reviews, last reviewed 15th Aug 2025
97% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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2%
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2 star
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1%

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025
Michael S's avatar
Michael S

Latest lowest rating:

1

DO NOT USE FOR BUSINESS BANKING I would not recommend anyone to use Monzo as a Business Banking account. I opened one up 2 months ago as the online business banking company I current... Read more Reviewed on: 15th August 2025
Kim J's avatar
Kim J

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1384)

So easy to use

5
love the Monzo business account. It's so easy to use, makes finances easier to manage and how good are tax pots? saving for tax automatically takes away a big stress. So glad I switched away from Starling! Reviewed on: 26th January 2023

The best banking experience I've had to date....

5
Highly recommended, across the board. Reviewed on: 23rd September 2022

Reject Applications offer no insight into corrective recourse

1
Rejected business applications offer no insight into corrective recourse as to why. This has happened 2/3 times now and I just decided to take it elsewhere. The interaction with the CS team soured my relationship with the brand and will slowly be moving my personal finances off the system as well. Reviewed on: 25th April 2022

So much to love!

5
Love the interface, the intuitiveness and the brand in general! Reviewed on: 3rd April 2022

Just awesome

5
Customer support is a second away never any issues perfect service from setup to everyday use Reviewed on: 2nd April 2022

Simply brilliant

5
My experience with Monzo is perfect. Everything just works. They make things that should be simple, like updating your personal details a doddle with an e-chat that you don’t need to sit in front of for hours. I love their brilliantly easy way of working. Reviewed on: 1st April 2022

Best banking app

5
The easiest to use banking app I've ever used. Reviewed on: 1st April 2022

Very good bank

5
Very good bank really happy with the work they do and customer services Reviewed on: 31st March 2022

Very pleased with Monzo

5
Very pleased with Monzo îs a very good card Reviewed on: 31st March 2022

Easy to manage business funds

5
It is so convenient running business through the app. Monzo provides and recommends solutions that help transact with clients. Reviewed on: 30th March 2022

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