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Monzo: Business Account reviews

4.91
Based on 1,757 reviews, last reviewed 10th Mar 2026
36400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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2 star
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1%

Latest highest rating:

5

Just very easy to use, with lots of helpful tools Just very easy to use, with lots of helpful tools Reviewed on: 10th March 2026
Matthew N's avatar
Matthew N

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1757)

Fantastic app

5
Very easy to use. Convenient and good interest rates. Reviewed on: 6th April 2023

Amazing interface and user app experience.

5
Amazing interface and user app experience. Love the displays and believe it is the best option for a smooth experience. Love the pots and customisation Reviewed on: 6th April 2023

Everything is so easy

5
Monzo is so easy to use and navigate. It gives me more time to just focus on my business. Reviewed on: 6th April 2023

Perfect for my banking needs

5
Perfect for every day business and personal banking Reviewed on: 6th April 2023

Banking made human!

4
I have had a good experience with Monzo relative to other similar products. Reviewed on: 6th April 2023

Simple and Brilliant

5
So easy to use, everything is set out accordingly. Easy to put aside 20% for taxes. As a new business, Monzo has been a life saver and would never use anything else. Highly recommend and so do others I know! Reviewed on: 6th April 2023

Good

5
Great service thanks Reviewed on: 6th April 2023

Easiest banking app ever!

5
Ever since I've got Monzo I do not use my other main stream bank accounts that I've had since my very 1st teenage account days. Monzo is uptodate with current trending online app methods. Quick, easy, versatile styles that even my mum finds it easier to use. Real time notifications which the other high street banks were slow to follow. Some banks are only now in 2023 providing such real time notifications whereas Monzo was well ahead of the game years ago. I also now have a business account too. My accountant also loves it as makes his job easier to process tax returns. It's just amazing. I've recommended it to my friends and family ever since I got Monzos golden ticket! Reviewed on: 6th April 2023

Monzo have made my business banking magical!

5
Just the simplest, most intuitive banking app I’ve ever used. Really simple to integrate accounting software and I absolutely love being so well connected to my money and my businesses money. Can’t recommend Monzo enough Reviewed on: 6th April 2023

Beyond words - How banking should be done

5
Since way before I was born, banking seemed to look after those with wealth. Modern banking however have changed the goalposts. Without branches in every local town, modern banks support the small guy, the start-up, they utilise the latest technologies to deliver services which were impossible a few years ago. All banks could learn a lot from Monzo! Reviewed on: 6th April 2023

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