Write a review

Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1384 reviews)

View other Monzo products

4.88

Based on 1,384 reviews, last reviewed 15th Aug 2025

97% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025

Latest lowest rating:

1

DO NOT USE FOR BUSINESS BANKING I would not recommend anyone to use Monzo as a Business Banking account. I opened one up 2 months ago as the online business banking company I current... Read more Reviewed on: 15th August 2025

Read all reviews Write a review

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Review Monzo: Business Account now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Business Account reviews (1384)

Monaco has completely changed our business

Amazing functionality. Light years ahead of the high street banks Reviewed on: 24th February 2023

Exceptional service!

Starting my business journey, back in august 2020, I sought help to open a business account with the bank I’d used from the age of 16. They were not helpful on this, and I felt there were too many obstacles for me at that time. I looked into opening up a Monzo business account, and it was simple from the get go. The service is user friendly, self explanatory and easy to use and I have found that to be the case throughout my experience using Monzo to date. Having such an easy to use bank account has made business life so much easier, and much less stressful when end of year comes around. Should it not have been so easy to set up initially, I’m unsure if the stress of opening a business account could have meant my business never being a business! Thank you Monzo for helping me on my journey to success! Reviewed on: 24th February 2023

Easy, innovative, helpful

I love having Monzo as my business bank. They cover the basics but go way beyond and make the end to end experience simple with their innovative apps, products and services Reviewed on: 24th February 2023

Brilliant, easy, affordable.

Best online bank around!

Nothing but love for monzo. Had bad experiences at several other banks but since switching to monzo it’s just been seamless! Reviewed on: 24th February 2023

A brilliant bank

Monzo has changed the way banks should bank! Just brilliant, very easy to use, very helpful too. Reviewed on: 24th February 2023

Clear and simple

Very easy to use, to make and receive payments is easy peasy, seeing outward payments in advance help’s budgets and weekly/daily planning Reviewed on: 24th February 2023

Amazingly simple, secure and friendly banking

Complete visibility, total control and extremely easy navigation and use of the app tools - meaning we can spend more time doing what we should be doing! Reviewed on: 24th February 2023

Excellent banking app

Makes running a business so much easier Reviewed on: 24th February 2023

Amazing bank with really promising future

This bank is awesome. I would rate them a 100%. I Love how smooth and easy it is to use the app, it's very user-friendly Customer service is top notch and timely. Appreciate how Monzo looks out for our business and personal finance. I hope they get the best back as they give it Reviewed on: 23rd February 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Business Account
from Allica 4.91 from 693 reviews
Business Banking
from Lloyds Bank 2.58 from 144 reviews
Business Account
from iFAST Global Bank 5.00 from 7 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Under 16s account
from Monzo 4.95 from 411 reviews
Flex Purchase credit card
from Monzo 4.95 from 2512 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub