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Monzo: Business Account reviews

Name: Business Account
Rating: 4.91 (1757 reviews)

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4.91

Based on 1,757 reviews, last reviewed 10th Mar 2026

36400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Just very easy to use, with lots of helpful tools Just very easy to use, with lots of helpful tools Reviewed on: 10th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1757)

Unbelievable

I cannot understand why monzo isn't more popular, iv banked with other mainstream banks and they do not compare to monzo banking in any way shape or form. Reviewed on: 7th April 2023

The best online bank in the UK

Excellent service, spontaneous customer service response. Great service Reviewed on: 7th April 2023

Great for a growing business

I have been with Monzo for a couple of years and with their help I have managed to grow my business from a sole trader to limited company. This transition was not perfect but could have been a lot worse Reviewed on: 7th April 2023

Genuinely amazed

Set up took a few clicks and boom! a new businesses account set up and running seamlessly with other accounts in the faultless app. Genuinely amazed at how easy it was and how easy it is to use. The fact you can set up 3 business accounts is incredible. Tax pots are an added bonus. Highly recommend Monzo. Reviewed on: 7th April 2023

great bank

A fantastic free business account that allows me to see all my payments quickly and easily, search them and sort them. Reviewed on: 7th April 2023

Helpful

It's well protected and safe and i have never seen any error at all Reviewed on: 6th April 2023

The Absolute Best

Monzo is my main bank account and I have become an advocate for it, sharing the great features of it to my friends and family. I have Monzo Plus so being able to categorise my spending has really helped me stay financially responsible. Pots are a life saver and is a budgeted dream. Monzo listens to their customers and are down to Earth - highly recommend following them on Instagram and LinkedIn!! Reviewed on: 6th April 2023

Amazing experience

Great customer service, great features, user friendly and most importantly, efficient and effortless budgeting tools Reviewed on: 6th April 2023

Great bank!

I love my Monzo business account! I can have my tax deducted into an accessible pot before it reaches my main account so I don’t have to worry about keeping money aside for that end of year tax bill! Easy to use and overall a great bank Reviewed on: 6th April 2023

My fave business banking account

I've tried multiple other banking apps and services, but Monzo has made having a business account a breeze. I love being able to write invoices in a second and have clients pay them directly through a link or any other way convenient. Everything is easily laid out and accessible. Reviewed on: 6th April 2023

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