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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1384 reviews)

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4.88

Based on 1,384 reviews, last reviewed 15th Aug 2025

97% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025

Latest lowest rating:

1

DO NOT USE FOR BUSINESS BANKING I would not recommend anyone to use Monzo as a Business Banking account. I opened one up 2 months ago as the online business banking company I current... Read more Reviewed on: 15th August 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1384)

Simple

Very easy to use. Invoicing is a doddle Reviewed on: 24th February 2023

Great app

Great app and service from Monzo Reviewed on: 24th February 2023

Superb

Great set up, highly recommend. Soon I’ll set up my personal accounts here. Reviewed on: 24th February 2023

The best bank

Brilliant , used to use as traveling card now all my banks and business banking is done through them Reviewed on: 24th February 2023

Banking Perfection

Banking has been made so simple in all aspects of banking Reviewed on: 24th February 2023

Easy to use, easy to navigate and endlessly convenient

I started with a personal Monzo account and moved my business to Monzo too. The app is very well made, online banking is very easy with mozo. Reviewed on: 24th February 2023

Excellent

I've been using Monzo Business account for my small business for few years now, and I have to say I'm extremely impressed. The account setup was incredibly easy and straightforward, and the app is user-friendly and intuitive. I particularly appreciate the instant notifications for transactions, which give me a clear picture of my business's financial activity in real-time. One of the standout features of Monzo Business account is its ability to categorize expenses, which has helped me keep track of my business's spending and make better financial decisions. The integration with accounting software has also saved me a lot of time and hassle, as everything is automatically synced up and organized. Overall, I highly recommend Monzo Business account to any small business owner looking for a reliable, efficient, and user-friendly banking solution. It's made a significant positive impact on my business's financial management, and I'm grateful to have found it. Reviewed on: 24th February 2023

Great Easy To Run Account

Rather good online bank! Easy to set up and run. Reviewed on: 24th February 2023

Paul's opinion

After trying to open a new business account and getting nowhere fast I came apon Monzo and it was the easiest and customer friendly banking app ever .Im so happy with it for all my banking needs Reviewed on: 24th February 2023

Easy Banking

So glad I signed up with Minzo. Speedy payments and deposits plus clear, detailed, live account detail. Would fully recommend. Reviewed on: 24th February 2023

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