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Monzo: Business Account reviews

Name: Business Account
Rating: 4.91 (1759 reviews)

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4.91

Based on 1,759 reviews, last reviewed 12th Mar 2026

36600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Ease of use I find the app so easy to use, easy to understand and very easy to get help if ever I need it Reviewed on: 12th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1765)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Amazing customer service!

Seriously the best customer service I have ever received from any bank in the world, or could ever imagine receiving. Really incredible! I recommend them in the highest possible terms. Reviewed on: 5th April 2023

Tax pots saved me

I always struggle to save for tax but tax pots make it easy and help me plan. They saved me time effort and money! Reviewed on: 5th April 2023

Banking as it should be

This is what I expect from a bank. It does what my business needs and is always improving. Keep it up lovely people at Monzo! Reviewed on: 5th April 2023

They outclass the established Big 5

Head and shoulders better than the other "established" business banks. Great app and great customer support and they make business banking easy.....what more can a business customer ask for Reviewed on: 5th April 2023

Best bank

Amazing tech and seemless customer experience. V well considered Reviewed on: 5th April 2023

Monzo business

Easy to use with app. Can create invoices in app. Easy to track which invoices are paid and which are out standing. Reviewed on: 5th April 2023

Brilliant service and app

Brilliant card and app gives you best rates and get notifications strait away Reviewed on: 5th April 2023

A great all round account

Monzo get the basics right. Simple, seamless banking. Reviewed on: 5th April 2023

Unbelievable

This bank is a game changer in banking world. A virtual bank who not only gives you flexibility around the world to use this card but in this financial crisis they all gives you interest on your savings. I cannot fault a single thing about this bank. Keep on doing the great work. Reviewed on: 5th April 2023

Convenience in a card

Monzo is very convenient as I can use it as my day to day debit card and can save money as well. Plus I can use it overseas and that’s very handy and convenient for me! Reviewed on: 5th April 2023

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