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Monzo: Business Account reviews

4.91
Based on 1,757 reviews, last reviewed 10th Mar 2026
36400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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2%
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2 star
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1%

Latest highest rating:

5

Just very easy to use, with lots of helpful tools Just very easy to use, with lots of helpful tools Reviewed on: 10th March 2026
Matthew N's avatar
Matthew N

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1757)

Fantastic for smaller businesses

5
I've only had my business account for the last few months, but already quite happy with it, especially as you can have pots within a business account which makes budgeting internally much easier and feasible. Fantastic experience overall! Reviewed on: 31st March 2023

Very Happy small business owner

5
Thanks Monzo, having opened my own small business during the covid period it’s been amazing to have a dependable bank to manage my current account with. Thank you! Reviewed on: 31st March 2023

The best bank

5
This current account helped me to manage my small business. It so easy to use! Reviewed on: 31st March 2023

Seriously Strong Challenger Bank

5
Monzo changed my life. I would have had a nervous breakdown if I had been forced to endure my previous "traditional bank" for another day. Monzo approaches customer service in the way everyone should - by being reachable, helpful and modern. The tecnology is awseome - all the best features of an app that you could possibly want. "Pots" - what a genius idea! This allows me to set money aside in a way that feels physical and I never run into any trouble. My buinsess is incredibly strong and I credit Monzo for this. Our Financial Director cant get enough of Monzo - she says "Its just amazing". And lastly - thank you Monzo for never ever ripping off your customers. The fees are fair, transparent, and justified. Keep doing what you're doing! Reviewed on: 31st March 2023

So good I have 2 accounts

5
Easy to set up new payees which can be cumbersome with some other banks. Easy to see when invoices paid as notified. Can see when transactions have occurred. Very well laid out app Reviewed on: 30th March 2023

Good app and bank

5
Easy to set up and maintain. Very user friendly, especially for small business owners like myself Reviewed on: 30th March 2023

Everything we love about Monzo, but for my business

5
simple, easy interface. No complicated jargon. Just a great ban account that works how I want it to Reviewed on: 30th March 2023

Outstanding!

5
Exceptional experience with Monzo Business - so intuitive Reviewed on: 30th March 2023

Brilliant Business Bank!

5
Monzo Business is the best! Makes it easy to manage my money. Reviewed on: 29th March 2023

Brilliantly simple

5
Since using Monzo everything Bank related is super easy to manage and keep track of. I love the analytics and understand my spend each month! Highly recommend to anyone wanting to keep on top of their finances. Support is very professional and friendly! Reviewed on: 29th March 2023

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