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Monzo: Business Account reviews

4.91
Based on 1,757 reviews, last reviewed 10th Mar 2026
36400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Just very easy to use, with lots of helpful tools Just very easy to use, with lots of helpful tools Reviewed on: 10th March 2026
Matthew N's avatar
Matthew N

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1757)

Love this bank

5
Love banking with monzo! It’s just so easy Reviewed on: 29th March 2023

Absolutely AWESOME banking

5
The Monzo app is by far the greatest of them all, with everything I ever need right there at my fingertips. I’ve never had a negative experience in the years I have had my accounts Reviewed on: 26th March 2023

Excellent

5
Monzo is so good it's amazing what you'd can do Reviewed on: 26th March 2023

Excellent

5
I am director of Durdur Ltd on 17 years I never seen service like Monzo service Un be leave Reviewed on: 25th March 2023

Single stop account

5
Monzo has probably the fastest service and transfer speed I have ever seen.Amazing app features with lot of simplicity and no complex hiding features.Customer service is brilliant and very prompt. I would be surprised if you will ever think of changing this account as it has everything under one roof. Reviewed on: 23rd March 2023

Love the simplicity!

5
Love everything about business banking with Monzo, from signup through to getting paid. The tech is highly user friendly, functional and I get to use emojis Reviewed on: 23rd March 2023

Excellent Business Banking

5
The ability to budget and manage funds via pots has been a game changer to manage my business finances. Highly recommend to anyone in business no matter the size, especially for sole traders starting out, to create solid foundations for their business finance mgt. Reviewed on: 23rd March 2023

How banking should have always been done!

5
I was a tractional bank customer who grew tired of waiting for balances to show correctly, annoyed that payments where delayed so the Bank could profit. I grew more tired of the customer service experiences. Then came Monzo! Not only is the set up of any type of account super easy, currency transactions are a dream, always finding the customer the best rate. And if all of that wasn't enough, their customer service agents are allowed to be human. Easy to contact any time of day, and issue is resolved within minutes and more complex stuff less than a day. To say that I love using my Monzo account is an understatement. It started as a personal bank account and after being so happy, I transferred my business account to them also. Monzo are a fantastic bank, they deserve to win as they were first in my eyes for offering such a great digital service. Reviewed on: 23rd March 2023

Best banking experience

5
Very easy to use and amazing customer service. Wouldn't use any other bank for business. Creating invoices is quick and easy also. Keep doing what you're doing . Reviewed on: 23rd March 2023

Absolutely great service

5
Brilliant bank so easy to use and much easier than any high street bank Reviewed on: 23rd March 2023

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