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Monzo: Business Account reviews

4.88
Based on 1,384 reviews, last reviewed 15th Aug 2025
96% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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2%
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2 star
See only 2 star reviews
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1%

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025
Michael S's avatar
Michael S

Latest lowest rating:

1

DO NOT USE FOR BUSINESS BANKING I would not recommend anyone to use Monzo as a Business Banking account. I opened one up 2 months ago as the online business banking company I current... Read more Reviewed on: 15th August 2025
Kim J's avatar
Kim J

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1384)

Best bank ever

5
I have been with Monzo for a few years now and have never had any issues this bank is amazing and never lets me down Reviewed on: 11th March 2022

The best

5
Simply awesome service would reccomend Reviewed on: 11th March 2022

Amazing bank

5
Best bank, haven’t turned back since switching. Reviewed on: 11th March 2022

Amazing so easy to use the money saving pots

5
Love the money pots unlimited and it’s free. The app is easy to use. Reviewed on: 11th March 2022

the smoothest bank in the uk

5
i had a terrible experience dealing with banks to open my business account. 7 banks, all through online applications unable to explain my situation to a real person to understand hoe to do anything. Monzo was clear, efficient and helpful. if i needed anything someone would speak to me. it is just the best. Reviewed on: 11th March 2022

Top service low charges

5
This is the best business account I have had since I opened my business quick feedback, payments fast and many services. Reviewed on: 11th March 2022

So easy to use and fantastic service

5
I love my Monzo accounts. Easy to check balances and do my day-to-day banking on the phone app. Reviewed on: 11th March 2022

Full of Features and Easy to Use

5
I've used monzo for a couple of years now and will never go back to a high st bank. Payments are fast, pots and roundups are customisable and the app has made a big difference to my ability to save and invest. Reviewed on: 11th March 2022

The best

5
I have used several business accounts over the 40 years, Monzo was simply the best without a doubt Reviewed on: 11th March 2022

Great Business Account

5
Easy to access. Easy to categorise. Great bank account. Reviewed on: 11th March 2022

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