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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1770 reviews)

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4.92

Based on 1,770 reviews, last reviewed 12th Mar 2026

37700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Superbly simple and easy to set up. Superbly simple and easy to set up. The ability to make any changes, receipt and pay is all seamless. I got the business account due to already having... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1770)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Best bank account I've ever had

Brilliant banking without any stodginess Reviewed on: 2nd March 2023

Easy to set up

Very easy to set up, and it allows me to have up to 3 business accounts all on the same app. Reviewed on: 2nd March 2023

Just works

Great to have an account that just works, allowing time and energy to be focused on the business itself Reviewed on: 2nd March 2023

Best Bank

Best bank I've used. Now has my personal and business finances. Reviewed on: 2nd March 2023

Literally, why use another business account?

Everything is easy - tracking spend, invoicing and everything inbetween. It’s ideal for me as a small business owner and I’d definitely recommend it to others (and have!) Reviewed on: 2nd March 2023

Modern Banking perfectly Done

Monzo is the perfect banking for my modern lifestyle and Business I’m so happy with the service and forward thinking of this Bank Reviewed on: 2nd March 2023

Reliable and Effective

My Monzo business account is brilliant. It is quick and easy to use, and the app means it is always on hand. I can send invoices quickly and am less likely to have clients forgetting to pay me when it's so simple for them to do so. Reviewed on: 2nd March 2023

Easy to use, in control of your money

Monzo is great, super easy, really helpful tips and tricks to help you with your finances, easy to use and quick Reviewed on: 2nd March 2023

Great product, great service, great company!

Love everything about it! Great customer support and some killer features like Tax Pots! Reviewed on: 2nd March 2023

So simple to get going and I feel confident my money is safe.

The app makes everything so simple. I signed up really fast, I transferred all my business funds and use it for all new transactions so I can see everything in one place. Thanks Monzo! Reviewed on: 2nd March 2023

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