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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1774 reviews)

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4.92

Based on 1,774 reviews, last reviewed 13th Mar 2026

38100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Excellent service Account very easy to open. Plenty of information about the account always available. Reminders about upcoming payment and receipts invaluable. Reviewed on: 13th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1774)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Monzo business account

I've been with Monzo for over three years now and can only recommend the service as A class! Amazing app and such a convenient Internet banking app! Many thanks to the Monzo team Reviewed on: 1st March 2023

Fresh air banking

I initially got the Monzo card as a back up. Long story short it is now my main bank. I was worried that not being a bricks and mortar bank would mean it was not a serious bank, how wrong could I have been. The response time in dealing with issues is fantastic, way better than my brick and mortar banks, the confidence it gives you that they are on your side is utterly fantastic. I've now set up my business banking with them too moving it from the bricks and mortar bank. I've recommended this to family and friends, and will continue to do so. The app is fantastic, and just gets better! I'm a Monzo man now! Reviewed on: 1st March 2023

The best bank you'll ever need

Effortless onboarding, helpful insights and notifications and lighting fast support. What more could anyone want? Reviewed on: 1st March 2023

Amazing! Very easy to use

Has always been really simple to use and manage the account. Highly recommend, it’s great to be able to separate bills and make pots. Reviewed on: 1st March 2023

Excellent

Excellent all round, service, customer support. Reviewed on: 1st March 2023

Great Bank

Love this bank! Very easy to use. Reviewed on: 1st March 2023

Above and beyond

Never had an issue with Monzo, thought it would be hard to get a business account with them, but it wasn't. Accept 1st time, easy application, quick response to queries. Easy to deposit cheques. Would highly recommend Reviewed on: 1st March 2023

Excellent service

Easy to use, only even had 1 issues but everything was quick resolved. Highly recommended Reviewed on: 1st March 2023

Easy to use

Super easy to use and very helpful Reviewed on: 1st March 2023

Mr Wright

Excellent business account so easy to use. Reviewed on: 1st March 2023

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