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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1774 reviews)

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4.92

Based on 1,774 reviews, last reviewed 13th Mar 2026

38100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Excellent service Account very easy to open. Plenty of information about the account always available. Reminders about upcoming payment and receipts invaluable. Reviewed on: 13th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1774)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Hassle Free Banking

Easy to use easy to set up lots of great features. I like the online debit cards - its great to have control over debit card payments Reviewed on: 1st March 2023

Into the next level

Monzo business has streamlined my whole business operation - I have saved HOURS with the efficiency of the app and program and sets the standard for how it should be instead of the outdated highstreet banking ways. Monzo Business makes me money with efficiency and practicality. Reviewed on: 1st March 2023

Brilliant bank with excellence customer service

Extremely great features for optimal use of a bank. Staff are experts and provide excellent customer service. I have recommended to family and friends. Reviewed on: 1st March 2023

Great service great ei

Monzo are fantastic everything you need at the touch of your finger tips I love monzo couldn't be without it Reviewed on: 1st March 2023

easy to use

I started my freelance career and found Monzo super easy to use for my business. I was easily able to separate my business and personal accounts. Reviewed on: 1st March 2023

I LOVE Monzo

Personal & Business. Wouldn’t go to any other bank. Innovative and so simple to use. Reviewed on: 1st March 2023

A Modern-day Business Account

FINALLY! A business bank account that makes sense. It just works - from maneuvering around the intuitive interface to the extremely responsive and helpful support team. Everything I've encountered from Monzo's business account has been a joy. They don't overcomplicate the jargon or the processes and I can rest assured that my money isn't being heavily invested in oil and fossil fuels - which coming from Barclays' prehistoric business account and support system, is a very welcomed change. Sending money and verifying payments has never felt more secure and somehow also easy at the same time - All fingerprint activated and one click. Again, coming from Barclays, the idea of this level of ease seemed very hard to even dream of!! In short - can't recommend Monzo Business enough and I'll be sticking with them for the long haul. Reviewed on: 1st March 2023

5 star banking

I would highly recommend Monzo and bank with them both personally and for business purposes. They offer a fabulous service Reviewed on: 1st March 2023

Very easy to use.

Monzo was my first choice for a business account as I have a standard monzo current account and love how easy it is to use and love the pot function to put money aside for future things. I have the business plus account and love the tax pot set up. Reviewed on: 1st March 2023

Most versatile bank to use

I tired opening a business account at 3 banks, Monzo had the most functional solutions for what I needed. Giving access and control to more than one member (a director and a bookkeeper) was a function Monzo had that no others did. Its the small things that make a difference to making everyday life easier. Highly recommend Reviewed on: 1st March 2023

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