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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1774 reviews)

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4.92

Based on 1,774 reviews, last reviewed 13th Mar 2026

38100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Excellent service Account very easy to open. Plenty of information about the account always available. Reminders about upcoming payment and receipts invaluable. Reviewed on: 13th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1774)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

The best banking experience possible

Monzo business banking has an amazing experience. Open a bank in minutes all on your phone. Free accounts that do the job with high value features for pro - virtual cards, custom categories and Xero integration being the standout ones! Now they’ve added the ability to add up to 3 business accounts too - so both businesses now run on Monzo. Sustainability creds are up there with the best too. Can’t imagine getting a better product with any other bank. Reviewed on: 1st March 2023

the best online bank

Easy to use, best offers, simple, user friendly Reviewed on: 1st March 2023

Absolutely love using Monzo

A free business account Instant notifications The ability to share account info easily Reviewed on: 1st March 2023

Amazing!

So glad a bank like this is out there. Quick, reliable, friendly service. Smart banking at its best! Reviewed on: 1st March 2023

Wonderful experience throughout the year

Monzo has been a brilliant bank to use. It's easy to set up an account, super simple to use the app and never has any issues with service. Everything is explained very precisely and there is no misdirection at all. Reviewed on: 1st March 2023

Incredibly fantastic

I am so pleased and happy with Monzo. So many features and so easy to use. Thank you Reviewed on: 1st March 2023

Excellent Business Current Account

Easy to open. Provide out-of-the-box invoicing with payment link. Links with Stripe for card payments. Move money to pots automatically. Provides virtual credit cards. These are just few out of many... Reviewed on: 1st March 2023

The most awesome bank in the world!

Monzo offers personal banking with saving pots and much much more, the app is incredibly easy to use and comes with virtual cards and all sorts of options to personalize your banking and track your spending. They also offer business banking that allows you to create invoices and send payment links as well as take payment with a card. They are always helpful and respond very quickly and are most helpful! I LOVE Monzo! Reviewed on: 1st March 2023

Great experience

Love so much how improve over time the services Reviewed on: 1st March 2023

Great service, made simple over traditional high St banks

Business account had been with barclays forever and we were constantly disappointed by service and no recognition for loyalty. Had a Monzo personal account and switched business account over, really impressed with simplicity, ease, app and service. Reviewed on: 1st March 2023

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