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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1774 reviews)

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4.92

Based on 1,774 reviews, last reviewed 13th Mar 2026

38100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Excellent service Account very easy to open. Plenty of information about the account always available. Reminders about upcoming payment and receipts invaluable. Reviewed on: 13th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1774)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Easy to navigate and make payments

I love Monzo! It’s that simple. Easy to make payments, set up pots to pay taxes, savings and it even trends where you’re spending! Reviewed on: 1st March 2023

Lovely app great for tax pots

Love it completely great for seperate pots eg tax costs profits you know were you stand daily Reviewed on: 1st March 2023

Just a great bank

Everything just works and the account features are fantastic. Reviewed on: 1st March 2023

Great account full of extras

Love all the extra functions of Monzo business account such as invoice creation with easy link for customers to pay , the pots to set aside money and the fast customer service. Reviewed on: 1st March 2023

Easy reliable banking

Fantastic banking the pots really help me budget easy to use app and always up to date with your banking information Reviewed on: 1st March 2023

Amazing

Easy to use, I can take pictures of my Invoices, never had any problems. My Monzo business, let me put a percent Of my income aside automatically, really helpful. I love it. I can’t see myself using any other bank Reviewed on: 1st March 2023

Fantastic app and service

For an online only bank, the service and functionality of the app is superb Reviewed on: 1st March 2023

Easy Setup and perfect for our club

Set up Monzo for our club and it’s been so easy to use. The key feature for us is the ability to request membership payments automatically. Would highly recommend Reviewed on: 1st March 2023

Best Business Account!

Highly recommend Monzo for any Business Owners out there - it's been such a refreshing change having an intuitive banking app with so much functionality I didn't even realised I needed until it become second nature to use. Having previously been with HSBC for over 25 years I will never look back. I now how my 2 Business Accounts and my personal account with Monzo and it's the best decision I ever made! Reviewed on: 1st March 2023

Just what you need!

Excellent business banking service. Deals with all business needs efficiently. The app is all you need Reviewed on: 1st March 2023

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