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Monzo: Business account reviews

Name: Business account
Rating: 4.80 (2139 reviews)

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4.80

Based on 2,139 reviews, last reviewed 16th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Witholding my funds. Extremely poor experience with Monzo Business. My business changed ownership and a new director was appointed. Monzo contacted me claiming there was ... Read more Reviewed on: 16th September 2026

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About this product

Monzo have a business account that can be opened on the same day you apply for it.

With the Monzo business account, you have a range of options for making and receiving payments, there are tax and accounting tools and you can earn interest on your savings.

Monzo business account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Business account reviews (2139)

Very easy to open, and easy to use

Very easy to open. Sorted within 24 hours, if I remember correctly, with everything completed electronically. If I have any queries, I get a really quick response. Reviewed on: 18th January 2024

Overall excellent service with minimal frills

Overall excellent service with minimal frills Reviewed on: 18th January 2024

I love my Monzo bank account.

I love my Monzo bank account. I love the features, such as having a tax pot, and everything is so easy to do. The invoicing is useful, it's great having a virtual debit card too. Reviewed on: 18th January 2024

Our banking, our way... by them!

We are a small business and our experience of banking before Monzo was rigid and very formal. It was difficult to deal with our previous bank, trying to get information and assistance was difficult. We thought this was how all banks were. Then we moved to Monzo and what we found was an easy, low cost supplier we think of as friend! Any issue we have we can use the app to ask a question and one of the team gets back to us and either sorts the issue for us or passes us to someone that can help. The great thing is it is in the one chat and we can leave it, do business and get back to them when convenient. No one is trying to 'sell' new products to us and we can navigate the app easily. They are simply amazing, friendly, accessible and "always on". We could never go back! Reviewed on: 18th January 2024

Great platform for banking.

Does above and beyond what I need, easy to use and understand and navigate and works well for all I need Reviewed on: 18th January 2024

Great App . Great online support.

Great App Great online support. Easy to get approval and get an account open. In all a very positive banking experience, it has been a while since I’ve enjoyed that. Reviewed on: 18th January 2024

Excellent app and great for business

Excellent app and great for business Reviewed on: 18th January 2024

Excellent service very helpful and informative I lov...

Excellent service very helpful and informative I love using Monzo app very easy to use Reviewed on: 18th January 2024

As a business bank

As a business bank, I used to be with HSBC. Monzo is better all round Reviewed on: 18th January 2024

Monzo has been brilliant for my small business as it...

Monzo has been brilliant for my small business as it grows Reviewed on: 18th January 2024

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