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Monzo: Business Account reviews

4.92
Based on 1,774 reviews, last reviewed 13th Mar 2026
38100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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97%
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2%
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2 star
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Latest highest rating:

5

Excellent service Account very easy to open. Plenty of information about the account always available. Reminders about upcoming payment and receipts invaluable. Reviewed on: 13th March 2026
Lynda F's avatar
Lynda F

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1774)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

5
Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Monzo is unlike any other

5
I have not used an app that adds much value and is UX UI friendly as Monzo. Reviewed on: 1st March 2023

Great

5
Easy to use helpful when saving. Reviewed on: 1st March 2023

Leaves high st banks standing

5
I used a typical high st bank until they very quickly started closing branches. If I have to bank online Monzo does it better than all of them! Reviewed on: 1st March 2023

Excellent bank with customer at the heart!

5
I am so impressed from Monzo services. It's just everything happens. No red tape Truly customly designed for customers Reviewed on: 1st March 2023

Monzo is great for small businesses

5
Using monzo for a few years now and had no issues at all, helps with everything I need Reviewed on: 1st March 2023

Simplistic banking with many benefits

5
Easy to use mobile app user interface, see exactly where your money is going and keeps record of all business finance. No.1 business bank in the game. Highly recommend. Reviewed on: 1st March 2023

Fantastic Service!

5
I love everything about Monzo, ease of use, speedy cards sent out, great set up, very user friendly. Recommend to everyone. Reviewed on: 1st March 2023

Supercalafraglistic 5*

5
I have always had a great experience with monzo. I would highly recommend to everyone to use. Simple, effective, and streamlined. 10 out of 10 Reviewed on: 1st March 2023

Fantastic but with very small limitations

4
Monzo still doesn't support international deposits, business loans and IBANs off the bat, it's fantastic for everything else but what it lacks can be a bit of a headache Reviewed on: 1st March 2023

Outstanding in everyway

5
Monzo does everything I need and without all the hassle of having to try and get to a branch during "banking hours" that don't fit with anyone's actual business hours!! The most refreshing approach to banking since dunking your whole body in an ice bath Reviewed on: 1st March 2023

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