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Monzo: Business account reviews

Name: Business account
Rating: 4.80 (2139 reviews)

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4.80

Based on 2,139 reviews, last reviewed 16th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Witholding my funds. Extremely poor experience with Monzo Business. My business changed ownership and a new director was appointed. Monzo contacted me claiming there was ... Read more Reviewed on: 16th September 2026

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About this product

Monzo have a business account that can be opened on the same day you apply for it.

With the Monzo business account, you have a range of options for making and receiving payments, there are tax and accounting tools and you can earn interest on your savings.

Monzo business account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Business account reviews (2139)

Awesome interface

The Monzo app is the best banking interface I've used. It gives you useful information in an easy to understand layout, and the notifications and security checks are done in a straightforward, unannoying way. Streets ahead of the high street banks Reviewed on: 6th April 2023

Good customer experience, but lacking some of the features of standard business banks

I've had a great experience with Monzo Business banking. I can see how as an organisation scales up, it may not be as appropriate to use. Reviewed on: 6th April 2023

Excellent user experience

Been using monzo for 4 years among other banks. Monzo is always the best to deal with Reviewed on: 6th April 2023

Always bang on

Monzo are always bang on with whatever they do. Instant updates, notifications, support, it’s always right at your fingertips and done in seconds. Love the option to had invoices and receipts to payments and categorise the type of payment. Makes doing my tax return so easy. Reviewed on: 6th April 2023

Does everything I need it to

I use the monzo business banking app for my small business. It's really easy to use and the "tax pot" facility to automatically transfer a percentage of my deposits into a separate "pot" really helps me stay on top of things transactions are fast, and I can invoice directly from the app, as well as being able to add receipts to transactions. I'm really very happy with the product. Reviewed on: 6th April 2023

app usage

easy access and use. thank you monzo Reviewed on: 6th April 2023

Simply Brilliant

Monzo is what banking should be like in 2023. Fast, informative and packed with features. The high street banks either need to adapt and catch up or just shut down. Reviewed on: 6th April 2023

Monzo sets the standard for Business banking

It's pretty simple, Monzo have set the standards for the Business banking world so I couldn't go anywhere else due to the functions, simplicity and usefulness of the app. Everything is set up to save you time and is functional for business use. It just keeps getting better, from the saving pots, the auto deduction of tax and NI, payment links and invoice creation and reporting makes business planning a breeze. No other business bank even gets my attention because it really is monzo for me! Customer for life Reviewed on: 6th April 2023

Easy, simple banking

Since I’ve signed up I’ve been impressed. I love the payment links that allow me to get paid by card, and how easy it is to put money aside for tax. Really great banking for my business! Reviewed on: 6th April 2023

The Pesky Cactus

Great to bank with, made things very easy Reviewed on: 5th April 2023

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