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Monzo: Business Account reviews

4.92
Based on 1,775 reviews, last reviewed 14th Mar 2026
38200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Does what I need it to no fuss great app Does what I need it to no fuss great app Reviewed on: 14th March 2026
Kunal B's avatar
Kunal B

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1775)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

5
Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

A******

5
Best banking service I’ve ever received. Reviewed on: 23rd February 2022

Great Bank

5
The app is fantastic, staff also help and go above and beyond Reviewed on: 23rd February 2022

Great account

5
I would highly recommend this account to anyone looking for an account that's easy to use with lots of features Reviewed on: 23rd February 2022

Clear and reliable

5
Absolutely perfect account for some traders. It’s free to use or you have optional extras at a small fee. Definitely recommend Reviewed on: 23rd February 2022

Great app

5
Can’t fault it great user experience Reviewed on: 23rd February 2022

Absolutely number one banking

5
It’s easy secure and help full Reviewed on: 23rd February 2022

Great interface

5
Nice interface and easy payments, everything is clear Reviewed on: 23rd February 2022

Very user friendly

5
Very user friendly instructions and explanations! Reviewed on: 23rd February 2022

Monzo is the s**t

5
Easy to use and great tone of voice. Reviewed on: 23rd February 2022

Best bank

5
Their easy to use pots and the ability to see exactly where you're money is going is brilliant Reviewed on: 23rd February 2022

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