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Monzo: Business Account reviews

4.89
Based on 1,382 reviews, last reviewed 20th Jun 2025
77% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
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0%
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1%

Latest highest rating:

5

Monzo is a breath of fresh air in the banking space! I have loved being a Monzo customer due to their fantastic customer service, their playful initiatives, and their transparency around financial litera... Read more Reviewed on: 20th June 2025
Niamh Paterson's avatar
Niamh Paterson

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025
Drexy S's avatar
Drexy S

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1382)

Love it! Easy and app is the best!

5
No problems opening my account. Have had great service since. Reviewed on: 9th February 2025

I move to UK in Jan 2024 Monzo bank was the only ban...

5
I move to UK in Jan 2024 Monzo bank was the only bank that could offer me a swift service. I now have joined their business banking as well and so far I am very pleased with their services Reviewed on: 9th February 2025

Excellent!

5
The customer support is amazing, the features that Monzo offer with their business accounts are amazing as well - from increasing productivity to making reporting easier. I always know when money is coming and going thanks to the broad range of notifications that the app delivers, and my monthly spending reports help me make sure I’m making the right decisions for my business. Reviewed on: 9th February 2025

Reliable and trustworthy, easy to deal with, and qui...

5
Reliable and trustworthy, easy to deal with, and quick to make decisions for a loan or any financial help. Reviewed on: 9th February 2025

Great service, really easy to use

5
Great service, really easy to use Reviewed on: 9th February 2025

Excellent, easy to use.

5
Excellent, easy to use. I’m useless with money but I find this completely intuitive. Reviewed on: 9th February 2025

Opened the account easily.

5
Opened the account easily. Care delivered quickly. Love the pots to help me save money for tax. I love the little noise when money comes in my account! Reviewed on: 8th February 2025

Excelent!

5
Excelent! All it's ok. I am very happy with monzo Reviewed on: 8th February 2025

All good service .

5
All good so far,been easy to understand+automatically counted taxes and so on....Happy so far. Reviewed on: 8th February 2025

Easy to use.

5
Easy to use. Lots more features compared to Barclays. Love the sound my app makes when money arrives in my account. Love the reminders when a payment is coming up. Definitely recommend to everyone Reviewed on: 8th February 2025

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