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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1451 reviews)

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4.87

Based on 1,451 reviews, last reviewed 13th Feb 2026

6400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I was looking to open my business banking account an... I was looking to open my business banking account and monzo were very helpful Reviewed on: 13th February 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1451)

Easy to set-up, easy to use.

Easy to set-up, easy to use. Like you get some interest on business money you don't need to spend straight away. Reviewed on: 5th March 2025

The best banking experience, seamless and fault free.

The best banking experience, seamless and fault free. I pay for monzo perks and use the different pots, as well as monzo flex. Never failed me and I will stick with monzo forever, I never worry about it going down or not receiving things on time (in fact I get paid early!) refunds are always quick and it’s very secure Reviewed on: 5th March 2025

Never had any issues and I love how easy it is to use.

Never had any issues and I love how easy it is to use. Love my business account too as it can move money automatically into another pot Reviewed on: 5th March 2025

Now use as my main account, very very straight forwa...

Now use as my main account, very very straight forward and have not looked back since switching over. Reviewed on: 5th March 2025

Efficient, good value, easy to use

Efficient, good value, easy to use Reviewed on: 5th March 2025

Monzo is the one

I've used Monzo for years as I was in need of an emergency bank account and they were the only people who could help. Since then i have received many free sausage rolls and hot chocolates through the app. It provides all my banking needs and more. Reviewed on: 5th March 2025

Banking for the new age!

Banking for the new age! Great interface and easy to see what you've spent, easy to save, easy to separate into pots. Reviewed on: 5th March 2025

In more than 5 years of using Monzo Bank services

In more than 5 years of using Monzo Bank services, I was never let down. Exemplary approach and the features are unlike any others. Impeccable and I hope they keep this standard forever. Reviewed on: 5th March 2025

Hot coral love

I love that I can split my money into pots to help me budget and keep within my means - I also love the ease with which I can send and receive money and share bills with my friends! Most importantly, I love to travel and being able to spend abroad so easily is my favourite thing! Reviewed on: 5th March 2025

Monzo business is the business

I find the invoicing system and tax pot so useful and easy to use. Reviewed on: 5th March 2025

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