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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1382 reviews)

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4.89

Based on 1,382 reviews, last reviewed 20th Jun 2025

77% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Monzo is a breath of fresh air in the banking space! I have loved being a Monzo customer due to their fantastic customer service, their playful initiatives, and their transparency around financial litera... Read more Reviewed on: 20th June 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1382)

Monzo business banking is so easy to use for us at F...

Monzo business banking is so easy to use for us at Fertifa Limited Reviewed on: 7th February 2025

Monzo provides everything I need and it is all fast...

Monzo provides everything I need and it is all fast and easy to complete Reviewed on: 7th February 2025

I've used Monzo Business for my consulting work and...

I've used Monzo Business for my consulting work and it's been brilliant. Super simple and great customer support. Reviewed on: 7th February 2025

Monzo business account. Amazing

The Monzo business account is intuitive, slick, and designed for online use. Reviewed on: 7th February 2025

The Best Bank Ever

Monzo is the easiest bank, I use it for both my personal and my business. It is completely seamless, easy to keep up to date with payments, able to separate my money for future planning. I also love the fact that I am able to accept contactless - amazing! Reviewed on: 7th February 2025

Really easy application and I love how it integrates...

Really easy application and I love how it integrates in the app with my personal accounts. Feels quite busy in terms of the tiered options but easy to use and the CASS from Tide went through without issue. Card took nearly 2 weeks to arrive but that's only a minor thing. Reviewed on: 27th January 2025

No Solution to obstructon at Monzo.

I applied to onzo when my Virgin Bank failed to provide access to any manager or deal with the issues or my requirements. Virgin (previously Yorkshire and then Clydesdale) forced me into "Hindernet" Banking, by abuse to clients. Virgin told me it was my Mobile Phone so I changed it at huge expense . Still didnt work. When faced with this I thought I might as wel find a competent bank who provided all the services including paying in cheques and using Stripe through Monzo. Suddenly Monzo systems failed and they require my e mail account (Which is not on my Mobile Phone ) and MONZO simply stopped working. No one at Monzo can provide a solution leaving me without access to my CASH. I requested a transfer to N Other Bank which MOZIO is refusuing as a refusal of the MONZO failure to provide access. Monzo has not way of using an email address on our secure emails and management at the highest levels refuse to ACT and refuse any proper Complaints Policy - I assume for their own purposes and to obstruct complaints. Interestingly the FOS were refused access to Virgin Bank information under Data Subject Access request so it would seem reasonable to assume they are inadequate and unreliable as the Banks Virgin and Monzo. Reviewed on: 2nd September 2024

Modern and accesible banking application

The most modern and accesible banking application with a great interface and top notch user experience. Reviewed on: 25th August 2024

This account allows me to run my business with ease...

This account allows me to run my business with ease simple invoices all in app clear view of my in and out going and tax pots fuel pots are great to see what I’m spending Reviewed on: 30th May 2024

Monzo provides everything I need for my small business.

Monzo provides everything I need for my small business.The ap is amazing and I use the invoice function on a regular basis. I can link it with other accounts and it also makes paying suppliers a breeze. The £5 monthly fee is amazing too! I recommend it to everyone for their business. Reviewed on: 26th May 2024

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