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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1977 reviews)

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4.93

Based on 1,977 reviews, last reviewed 1st Apr 2026

57800% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

A modern and easy to use App. Fantastic after 20 years with Santander’s outdated system. Monzo is a pleasure to use. Reviewed on: 1st April 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1977)

Simple business banking

Tax pots are a god send Integrations with Stripe and Xero is game changing too Reviewed on: 8th February 2023

Great Business Banking App for my Ltd.

I have a consulting firm and use the Monzo Business PRO £5/month account to do all my accounting and keep track of how I am spending. Reviewed on: 30th January 2023

Great banking app

The monzo app is great for running my business. Does everything I need and it’s always improving! Reviewed on: 26th January 2023

So easy to use

love the Monzo business account. It's so easy to use, makes finances easier to manage and how good are tax pots? saving for tax automatically takes away a big stress. So glad I switched away from Starling! Reviewed on: 26th January 2023

The best banking experience I've had to date....

Highly recommended, across the board. Reviewed on: 23rd September 2022

Reject Applications offer no insight into corrective recourse

Rejected business applications offer no insight into corrective recourse as to why. This has happened 2/3 times now and I just decided to take it elsewhere. The interaction with the CS team soured my relationship with the brand and will slowly be moving my personal finances off the system as well. Reviewed on: 25th April 2022

So much to love!

Love the interface, the intuitiveness and the brand in general! Reviewed on: 3rd April 2022

Just awesome

Customer support is a second away never any issues perfect service from setup to everyday use Reviewed on: 2nd April 2022

Simply brilliant

My experience with Monzo is perfect. Everything just works. They make things that should be simple, like updating your personal details a doddle with an e-chat that you don’t need to sit in front of for hours. I love their brilliantly easy way of working. Reviewed on: 1st April 2022

Best banking app

The easiest to use banking app I've ever used. Reviewed on: 1st April 2022

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