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Monzo: Business account reviews

Name: Business account
Rating: 4.80 (2139 reviews)

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4.80

Based on 2,139 reviews, last reviewed 16th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Witholding my funds. Extremely poor experience with Monzo Business. My business changed ownership and a new director was appointed. Monzo contacted me claiming there was ... Read more Reviewed on: 16th September 2026

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About this product

Monzo have a business account that can be opened on the same day you apply for it.

With the Monzo business account, you have a range of options for making and receiving payments, there are tax and accounting tools and you can earn interest on your savings.

Monzo business account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Business account reviews (2139)

I LOVE Monzo

Personal & Business. Wouldn’t go to any other bank. Innovative and so simple to use. Reviewed on: 1st March 2023

A Modern-day Business Account

FINALLY! A business bank account that makes sense. It just works - from maneuvering around the intuitive interface to the extremely responsive and helpful support team. Everything I've encountered from Monzo's business account has been a joy. They don't overcomplicate the jargon or the processes and I can rest assured that my money isn't being heavily invested in oil and fossil fuels - which coming from Barclays' prehistoric business account and support system, is a very welcomed change. Sending money and verifying payments has never felt more secure and somehow also easy at the same time - All fingerprint activated and one click. Again, coming from Barclays, the idea of this level of ease seemed very hard to even dream of!! In short - can't recommend Monzo Business enough and I'll be sticking with them for the long haul. Reviewed on: 1st March 2023

5 star banking

I would highly recommend Monzo and bank with them both personally and for business purposes. They offer a fabulous service Reviewed on: 1st March 2023

Very easy to use.

Monzo was my first choice for a business account as I have a standard monzo current account and love how easy it is to use and love the pot function to put money aside for future things. I have the business plus account and love the tax pot set up. Reviewed on: 1st March 2023

Most versatile bank to use

I tired opening a business account at 3 banks, Monzo had the most functional solutions for what I needed. Giving access and control to more than one member (a director and a bookkeeper) was a function Monzo had that no others did. Its the small things that make a difference to making everyday life easier. Highly recommend Reviewed on: 1st March 2023

The best banking experience possible

Monzo business banking has an amazing experience. Open a bank in minutes all on your phone. Free accounts that do the job with high value features for pro - virtual cards, custom categories and Xero integration being the standout ones! Now they’ve added the ability to add up to 3 business accounts too - so both businesses now run on Monzo. Sustainability creds are up there with the best too. Can’t imagine getting a better product with any other bank. Reviewed on: 1st March 2023

the best online bank

Easy to use, best offers, simple, user friendly Reviewed on: 1st March 2023

Absolutely love using Monzo

A free business account Instant notifications The ability to share account info easily Reviewed on: 1st March 2023

Amazing!

So glad a bank like this is out there. Quick, reliable, friendly service. Smart banking at its best! Reviewed on: 1st March 2023

Wonderful experience throughout the year

Monzo has been a brilliant bank to use. It's easy to set up an account, super simple to use the app and never has any issues with service. Everything is explained very precisely and there is no misdirection at all. Reviewed on: 1st March 2023

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