Smart Money People Logo

Monzo: Business Account reviews

4.94
Based on 2,136 reviews, last reviewed 20th Apr 2026
36550% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026
Noa bc's avatar
Noa bc

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Review Monzo: Business Account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Business Account reviews (2136)

Monzo - a Fabulous Business Bank

5
Very easy to open, the mobile app is very easy to use. I like the sound alert when funds are paid in or taken out. I transferred from Santander and Monzo is a lot easier to use. Reviewed on: 25th March 2026

So easy to set up tried Main Street banks and hair p...

5
So easy to set up tried Main Street banks and hair pulling Reviewed on: 25th March 2026

Best for business especially when you credit history...

5
Best for business especially when you credit history is not great. This Bank has help me restore confidence in myself and my ability by giving me an opportunity Reviewed on: 25th March 2026

Satisfied customer

5
I have no complaints about the service provided by Monzo. They are fast, reliable and customer oriented. Reviewed on: 25th March 2026

A revolution compared to the old block

5
A revolution compared to the old block Reviewed on: 25th March 2026

I’ve been using Monzo for a while now and it’s been...

5
I’ve been using Monzo for a while now and it’s been a really great experience. A few months ago I was a victim of a scam and lost some money, but the Monzo team acted quickly, investigated the case, and refunded everything I had lost. Their customer service was excellent and made me feel supported the whole time. I definitely recommend them. Reviewed on: 25th March 2026

A good bank, easy to use and online banking with eve...

4
A good bank, easy to use and online banking with everything where you expect it to be. My only downside is the limit on paying in online cheques at £500, anything over this has to be posted to a UK address as they cannot be paid in anywhere in the UK. Reviewed on: 25th March 2026

Easy to use all finances in one place seperate pots...

5
Easy to use all finances in one place seperate pots to budget Reviewed on: 25th March 2026

Gives almost everything a business account needs

5
This account gives me almost everything that I need from a business account. Works well with other systems such as accounting apps. the app is clear and easy to navigate and use. I appreciate the feature which takes a percentage from all income and puts it in a pot for future tax bills. Just wish I could withdraw change for shop at Post Office. Reviewed on: 25th March 2026

Never had an experience always been easy and great t...

5
Never had an experience always been easy and great to bank with both personal and business Reviewed on: 25th March 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 944 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3171 reviews
    Monzo
    View all products