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Monzo: Business Account reviews

Name: Business Account
Rating: 4.88 (1505 reviews)

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4.88

Based on 1,504 reviews, last reviewed 27th Feb 2026

11600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Great business account for small businesses Monzo’s business account meets all my needs as a small business and gives me confidence that my money is safe. Their banking app is simple to use and ... Read more Reviewed on: 27th February 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1504)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

A smart bank that gets out of my way

A smart bank that gets out of my way Reviewed on: 4th March 2025

Good and easy banking!

Good and easy banking! I’ve never had any issues! Really like that I can use it abroad with no fees. Reviewed on: 4th March 2025

The safest, fastest and best!

The safest, fastest and best! I love that the experience is always top notch Reviewed on: 4th March 2025

I love Monzo.

I love Monzo. Perfect for a bank card to tae on holiday because they calculate the exchange rate and they're so handy for travel. I'm loving the 1p savings challenge and being able to keep track of my money. Highly recommend! Reviewed on: 4th March 2025

started as a travel card, now is my main account

Been a Monzo account holder for many years now! Started off as travel account to when I was travelling pre covid now it's my main account for everything! Reviewed on: 4th March 2025

The Bank That Stole My Heart (& Organised My Finances)

Monzo isn’t just a bank—it’s my financially responsible best friend who never judges me for my occasional (okay, frequent) impulse purchases. It shows me exactly where my money is going, helps me budget like an actual adult, and even lets me gamify my savings—because nothing motivates me more than pretending my savings goal is a high-score leaderboard. It even lets me manage finances with my partner, meaning we can finally argue about money with data. And as a bonus, my business account is right there too, so I can seamlessly switch between “responsible entrepreneur” and “why did I just buy another bag?” mode. Honestly, Monzo has set the bar so high that if I ever tried to switch banks, I think my finances would stage an intervention. 10/10, would trust Monzo with my life savings. Reviewed on: 4th March 2025

The best business account in the game

The best business account in the game, the app just makes everything simple. The auto tax pot feature is amazing. Reviewed on: 4th March 2025

Good interest rate however, it drops a lot

Good interest rate however, it drops a lot Reviewed on: 4th March 2025

Monzo is the future

The Monzo app is user-friendly and makes banking easy, and even fun. I genuinely feel like Monzo is a bank for the people and is run exactly how all banks should be run in the modern day. Reviewed on: 4th March 2025

Love how easy and simple Monzo bank is!

Love how easy and simple Monzo bank is! Reviewed on: 4th March 2025

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