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Monzo: Business Account reviews

4.94
Based on 2,136 reviews, last reviewed 20th Apr 2026
36550% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026
Noa bc's avatar
Noa bc

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (2136)

Straight forward reliable banking

5
Excellent reliable Bank with easy to use App Reviewed on: 25th March 2026

I had situation of transferring money for a person...

5
I had situation of transferring money for a person who I bought my business from and Monzo did absolutely incredible detailed check which really impressed me to prevent any scam. They checked what year is registered and how long is a compony. Reviewed on: 25th March 2026

Great Customer service

5
Software easy to navigate. Customer service responds promptly. Great Customer service Reviewed on: 25th March 2026

Monzo Ashleigh

5
The app is very easy to use/to set up, it automatically helps me put money aside, which in turn helps me save money, and its easy for my clients to pay me. Reviewed on: 25th March 2026

Clear easy to use app with lots of functions

5
Clear easy to use app with lots of functions Reviewed on: 25th March 2026

One of the best experiences I've ever had setti...

5
One of the easiest experiences I have ever had setting up a new business acccount. Seamless process, helpful information, super quick. Easy integrations with Xero etc. Couldn't ask for more. Reviewed on: 25th March 2026

MONZO Business banking

5
Easy to set up and no issues so far. Reviewed on: 25th March 2026

Opened two bank accounts within minutes, far more st...

5
Opened two bank accounts within minutes, far more straight forward and less faff than another online only bank where every five minutes you has to submit a video to do basic banking. App is easy and user friendly. Wouldn’t hesitate to recommend. Reviewed on: 25th March 2026

Monzo - Easy

5
Account switch from Santander was quick and smooth. No charges. Reviewed on: 25th March 2026

Really simple and easy to use tools.

5
Really simple and easy to use tools. Fantastic app and great offerings. Reviewed on: 25th March 2026

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