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Monzo: Business account reviews

Name: Business account
Rating: 4.80 (2139 reviews)

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4.80

Based on 2,139 reviews, last reviewed 16th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Witholding my funds. Extremely poor experience with Monzo Business. My business changed ownership and a new director was appointed. Monzo contacted me claiming there was ... Read more Reviewed on: 16th September 2026

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About this product

Monzo have a business account that can be opened on the same day you apply for it.

With the Monzo business account, you have a range of options for making and receiving payments, there are tax and accounting tools and you can earn interest on your savings.

Monzo business account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Business account reviews (2139)

I can pretty much do everything I need in the MONZO...

I can pretty much do everything I need in the MONZO app including invoices and very soon submitting tax returns when they fully implement MTD. Reviewed on: 25th March 2026

Easy, reliable and intelligent business accounting

My Monzo business account was very easy to set up and felt secure, which was very important to me as new small business owner. You can create separate pots of money that automatically sort certain payments as they come in (useful for setting aside corporation tax etc), and can integrate payments with Xero to make accounting easier. Monzo and its app have been excellent and I have recommended to others starting new businesses. Reviewed on: 25th March 2026

Great bank

Great bank very helpful for savings Reviewed on: 25th March 2026

Straight forward reliable banking

Excellent reliable Bank with easy to use App Reviewed on: 25th March 2026

I had situation of transferring money for a person...

I had situation of transferring money for a person who I bought my business from and Monzo did absolutely incredible detailed check which really impressed me to prevent any scam. They checked what year is registered and how long is a compony. Reviewed on: 25th March 2026

Great Customer service

Software easy to navigate. Customer service responds promptly. Great Customer service Reviewed on: 25th March 2026

Monzo Ashleigh

The app is very easy to use/to set up, it automatically helps me put money aside, which in turn helps me save money, and its easy for my clients to pay me. Reviewed on: 25th March 2026

Clear easy to use app with lots of functions

Clear easy to use app with lots of functions Reviewed on: 25th March 2026

One of the best experiences I've ever had setti...

One of the easiest experiences I have ever had setting up a new business acccount. Seamless process, helpful information, super quick. Easy integrations with Xero etc. Couldn't ask for more. Reviewed on: 25th March 2026

MONZO Business banking

Easy to set up and no issues so far. Reviewed on: 25th March 2026

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