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Monzo: Business account reviews

Name: Business account
Rating: 4.83 (2137 reviews)

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4.83

Based on 2,137 reviews, last reviewed 3rd May 2026

4% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

Monzo have a business account that can be opened on the same day you apply for it.

With the Monzo business account, you have a range of options for making and receiving payments, there are tax and accounting tools and you can earn interest on your savings.

Monzo business account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Business account reviews (2137)

The Bank in your Hand

easy to use and instant transactions, I no longer have to use a computer my business banking is on my phone in my hand and as a small company it enables me to get on with my day Reviewed on: 25th March 2026

The best user friendly brand

I find the app user friendly, no banking costs, I like that it sorts my payments into categories for me and sends me instant notifications (with a lovey little ching) when money has been paid into my account. I am actually considering transferring my personal account Monzo also Reviewed on: 25th March 2026

Linden House

Took a while to set the account up but has been plain sailing since. Intuitive app, everything works well Reviewed on: 25th March 2026

Amazing service.

Amazing service. Look after all my business needs Reviewed on: 25th March 2026

Easy to use had no issues whatsoever amazing bank

Easy to use had no issues whatsoever amazing bank Reviewed on: 25th March 2026

Just works!

Great service. Easy to open and get going. Functionalities in-app are so useful. Reviewed on: 25th March 2026

Easy to set up and some fantastic tools to assist wi...

Easy to set up and some fantastic tools to assist with managing my business income Reviewed on: 25th March 2026

Excellent bank friendly user easily accessible

Excellent bank friendly user easily accessible Reviewed on: 25th March 2026

I can pretty much do everything I need in the MONZO...

I can pretty much do everything I need in the MONZO app including invoices and very soon submitting tax returns when they fully implement MTD. Reviewed on: 25th March 2026

Easy, reliable and intelligent business accounting

My Monzo business account was very easy to set up and felt secure, which was very important to me as new small business owner. You can create separate pots of money that automatically sort certain payments as they come in (useful for setting aside corporation tax etc), and can integrate payments with Xero to make accounting easier. Monzo and its app have been excellent and I have recommended to others starting new businesses. Reviewed on: 25th March 2026

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