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Monzo: Business Account reviews

Name: Business Account
Rating: 4.94 (2136 reviews)

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4.94

Based on 2,136 reviews, last reviewed 20th Apr 2026

36550% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (2136)

The best user friendly brand

I find the app user friendly, no banking costs, I like that it sorts my payments into categories for me and sends me instant notifications (with a lovey little ching) when money has been paid into my account. I am actually considering transferring my personal account Monzo also Reviewed on: 25th March 2026

Linden House

Took a while to set the account up but has been plain sailing since. Intuitive app, everything works well Reviewed on: 25th March 2026

Amazing service.

Amazing service. Look after all my business needs Reviewed on: 25th March 2026

Easy to use had no issues whatsoever amazing bank

Easy to use had no issues whatsoever amazing bank Reviewed on: 25th March 2026

Just works!

Great service. Easy to open and get going. Functionalities in-app are so useful. Reviewed on: 25th March 2026

Easy to set up and some fantastic tools to assist wi...

Easy to set up and some fantastic tools to assist with managing my business income Reviewed on: 25th March 2026

Excellent bank friendly user easily accessible

Excellent bank friendly user easily accessible Reviewed on: 25th March 2026

I can pretty much do everything I need in the MONZO...

I can pretty much do everything I need in the MONZO app including invoices and very soon submitting tax returns when they fully implement MTD. Reviewed on: 25th March 2026

Easy, reliable and intelligent business accounting

My Monzo business account was very easy to set up and felt secure, which was very important to me as new small business owner. You can create separate pots of money that automatically sort certain payments as they come in (useful for setting aside corporation tax etc), and can integrate payments with Xero to make accounting easier. Monzo and its app have been excellent and I have recommended to others starting new businesses. Reviewed on: 25th March 2026

Great bank

Great bank very helpful for savings Reviewed on: 25th March 2026

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