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Monzo: Business Account reviews

Name: Business Account
Rating: 4.94 (2136 reviews)

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4.94

Based on 2,136 reviews, last reviewed 20th Apr 2026

36550% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (2136)

I am a new business and using monzo for my business...

I am a new business and using monzo for my business has helped me especially when tracking expenses and income Reviewed on: 25th March 2026

Always brilliant, helps me to always feel in control...

Always brilliant, helps me to always feel in control and on top of my money! Reviewed on: 25th March 2026

Opened the account to move from Ltd company to sole...

Opened the account to move from Ltd company to sole trader. Simple quick process and the app is easy to use. Simple to download bank statements and as a free basic account to run part time work in retirement its good and certainly fit for the purpose for which I require it. Its nice there are options to upgrade to levels that offer more options but Monzo don’t seem, at least so far, to bug you to do so with lots of pushy advertising/messages. I’ve not had to use the customer service to data so can’t comment on it hence my neutral rating of this aspect. Reviewed on: 25th March 2026

Fantastic app, very user friendly and extremely useful.

Fantastic app, very user friendly and extremely useful. Super design too! Reviewed on: 25th March 2026

Best Bank for Micro Businesses

I first starting using Monzo as I have a micro business, and the changes the major high street banks levy take away from my meagre profit. Monzo offer free banking and I have fallen in love with their app so much I have not transferred all my banking to them. Theya re so easy to use and pay great interest. Reviewed on: 25th March 2026

easy, quickly and reliable.

easy, quickly and reliable. no issues and competitive rates, Reviewed on: 25th March 2026

Business account

I bank with Monzo business and I am very satisfied. Easy to track payments due and received. User friendly. Reviewed on: 25th March 2026

Great business account!

Opening a business account with Monzo was straightforward, I already bank with them personally and so this works great in terms of transferring money. The app is great and all just flows well and there are options to save money for tax and it’s all synced to my QuickBooks for ease of logging accounts etc. Fab service! Reviewed on: 25th March 2026

Establishing my business account with Monzo was fast...

Establishing my business account with Monzo was fast, easy, and customer service were helpful and pleasant to deal with. I tried setting up with another financial institution, but the process was heavy, slow, and customer service read from a script. Reviewed on: 25th March 2026

The Bank in your Hand

easy to use and instant transactions, I no longer have to use a computer my business banking is on my phone in my hand and as a small company it enables me to get on with my day Reviewed on: 25th March 2026

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