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Monzo: Business account reviews

Name: Business account
Rating: 4.80 (2139 reviews)

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4.80

Based on 2,139 reviews, last reviewed 16th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Witholding my funds. Extremely poor experience with Monzo Business. My business changed ownership and a new director was appointed. Monzo contacted me claiming there was ... Read more Reviewed on: 16th September 2026

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About this product

Monzo have a business account that can be opened on the same day you apply for it.

With the Monzo business account, you have a range of options for making and receiving payments, there are tax and accounting tools and you can earn interest on your savings.

Monzo business account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Business account reviews (2139)

I’m a micro business & the app is clear, helpful, su...

I’m a micro business & the app is clear, helpful, super easy to use & keep track of everything. I’ve used other business bank accounts over the years & Monzo is by far the best. Perfect for my needs & day to day running of my business. Reviewed on: 25th March 2026

Excellent Business Banking..

I've had a business account with Monzo for close to a year. Opening the account was very easy and straightforward. The services offered for business banking are appropriate and relevant. And it is quite easy to pay in cash at Post Office. Reviewed on: 25th March 2026

Great bank account you can manage from your phone.

Great bank account you can manage from your phone. Application process was probably the easiest I have experience. Opening an additional business bank account was even easier, opened in only a few hours. Reviewed on: 25th March 2026

I am a new business and using monzo for my business...

I am a new business and using monzo for my business has helped me especially when tracking expenses and income Reviewed on: 25th March 2026

Always brilliant, helps me to always feel in control...

Always brilliant, helps me to always feel in control and on top of my money! Reviewed on: 25th March 2026

Opened the account to move from Ltd company to sole...

Opened the account to move from Ltd company to sole trader. Simple quick process and the app is easy to use. Simple to download bank statements and as a free basic account to run part time work in retirement its good and certainly fit for the purpose for which I require it. Its nice there are options to upgrade to levels that offer more options but Monzo don’t seem, at least so far, to bug you to do so with lots of pushy advertising/messages. I’ve not had to use the customer service to data so can’t comment on it hence my neutral rating of this aspect. Reviewed on: 25th March 2026

Fantastic app, very user friendly and extremely useful.

Fantastic app, very user friendly and extremely useful. Super design too! Reviewed on: 25th March 2026

Best Bank for Micro Businesses

I first starting using Monzo as I have a micro business, and the changes the major high street banks levy take away from my meagre profit. Monzo offer free banking and I have fallen in love with their app so much I have not transferred all my banking to them. Theya re so easy to use and pay great interest. Reviewed on: 25th March 2026

easy, quickly and reliable.

easy, quickly and reliable. no issues and competitive rates, Reviewed on: 25th March 2026

Business account

I bank with Monzo business and I am very satisfied. Easy to track payments due and received. User friendly. Reviewed on: 25th March 2026

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