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Monzo: Business Account reviews

Name: Business Account
Rating: 4.94 (2136 reviews)

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4.94

Based on 2,136 reviews, last reviewed 20th Apr 2026

36550% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (2136)

I loved how easy it was to set up!

I loved how easy it was to set up! Monzo has banking so much easier for me, especially when I started my business Reviewed on: 25th March 2026

Highly recommend the business account for sole traders

The business account feature has been so important in helping me to have a better understanding of money coming in and out, and tracking business cash flow. The pots feature is also particularly useful to help save Reviewed on: 25th March 2026

Just so easy to use and great rewards / perks...

Just so easy to use and great rewards / perks system Reviewed on: 25th March 2026

Easy to use Business Account

For a first time business owner needing a bank account, I couldn't fault Monzo. Excellent from start to finish and so easy to get paid by clients. Reviewed on: 25th March 2026

Since starting my business I’ve always struggled kee...

Since starting my business I’ve always struggled keeping on top of my finances. Since I made the switch to Monzo I’ve never looked back. The saving pots means I can set aside money for things like Tax and no scrambling last minute. Highly recommend! Reviewed on: 25th March 2026

Smooth consistent service.

Smooth consistent service. Far better than my previous bricks and mortar bank. App is great with an intuitive UI, and money movement is fast. Reviewed on: 25th March 2026

Easy to set up.

Easy to set up. Clear information on transactions. Reasonable fees. Great features. Reviewed on: 25th March 2026

Excellent Business account

Excellent Business account has made keeping track of a small business so much easier now Reviewed on: 25th March 2026

Very easy to use app, lots of tools to make business...

Very easy to use app, lots of tools to make business easier Reviewed on: 24th March 2026

I use it from start and just working without any pro...

I use it from start and just working without any problem. My personal account also monzo, that's why I chosen that for business account too without hesitation. Reviewed on: 24th March 2026

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