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Monzo: Business Account reviews

Name: Business Account
Rating: 4.88 (1505 reviews)

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4.88

Based on 1,504 reviews, last reviewed 27th Feb 2026

11600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Great business account for small businesses Monzo’s business account meets all my needs as a small business and gives me confidence that my money is safe. Their banking app is simple to use and ... Read more Reviewed on: 27th February 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1504)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Excellent!

Excellent! Completely enhanced the way I manage my finances! Reviewed on: 17th April 2024

Great job for business account

Great job Reviewed on: 17th April 2024

very transparent banking , wonderful layout of the i...

very transparent banking , wonderful layout of the interface and user friendly Reviewed on: 17th April 2024

Incredibly easy to set up and manage account

Incredibly easy to set up an account and do things like paying in cheques (on the rare occasion someone pays that way!) The fact that they've recently launched a new cash paying in service with the Post Office is also really helpful. Reviewed on: 16th April 2024

Easy to navigate and quite secure

Easy to navigate and quite secure, the digital bank offers a seamless user experience with a range of investment features and diverse applications to enhance financial management.There’s also cash back options, ISA’s and virtual cards etc Reviewed on: 16th April 2024

Great facility

I've only had to contact customer services once and they were excellent. Love the features offered, pots etc. Reviewed on: 16th April 2024

Lacking options for growing businesses such as overd...

Lacking options for growing businesses such as overdrafts Reviewed on: 16th April 2024

Monzo part of my life

I get full 24hr update on my account - Monzo - A Bank that lets you get on with life Reviewed on: 16th April 2024

Excellent Experience

Monzo has surpassed my experience with banking and provided me with valuable investment insights. Reviewed on: 16th April 2024

Love Monzo!

Love Monzo! I’ve never had any issues. Reviewed on: 16th April 2024

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