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Monzo: Business Account reviews

Name: Business Account
Rating: 4.88 (1504 reviews)

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4.88

Based on 1,504 reviews, last reviewed 27th Feb 2026

11600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Great business account for small businesses Monzo’s business account meets all my needs as a small business and gives me confidence that my money is safe. Their banking app is simple to use and ... Read more Reviewed on: 27th February 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1504)

Review of the Monzo, Business Account:

Always there to help

Never let me down once will always be using this bank personal and business Reviewed on: 23rd February 2022

Great service, have never needed the customer servic...

Great service, have never needed the customer service side but I can’t fault the way I can control my money! Reviewed on: 9th April 2024

My Monzo Experience

I have been a business customer for a few years now. The times when I have had to contact customer service the experiences were superb. The staff were friendly and very knowledgeable; each time they were able to provide the answers I needed immediately. I plan on switching to Monzo for my personal banking at some point in the near future. Reviewed on: 9th April 2024

Amazing App and CS team is incredible.

Amazing App and CS team is incredible. Reviewed on: 9th April 2024

Funtastic to use

Monzo has been really easy and fun to use simplifies banking for all ages Reviewed on: 9th April 2024

Easy modern banking

Great experience everything is very easy the paid service could be a little bit better for value but overall best bank Reviewed on: 9th April 2024

Very easy business bank opening process and lots of...

Very easy business bank opening process and lots of features Reviewed on: 9th April 2024

I love my Monzo accounts.

I love my Monzo accounts. I wish I had opened one for business (self employed long time ago) Reviewed on: 9th April 2024

I have had the best service in paying people and res...

I have had the best service in paying people and resolving issues for me. Reviewed on: 9th April 2024

Very easy to open a business account.

Very easy to open a business account. Other banks turned us down but monzo made it very easy and easy to speak to a real human! The app is very easy and accessible and love that it connects to xero!!!! Reviewed on: 9th April 2024

Great service and easy to use - very reasonable char...

Great service and easy to use - very reasonable charges. Reviewed on: 9th April 2024

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