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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1383 reviews)

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4.89

Based on 1,383 reviews, last reviewed 15th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1383)

everything is very nice.

everything is very nice. Very clear and very fast service. Reviewed on: 8th February 2024

So easy to use and always someone to answer question...

So easy to use and always someone to answer questions and sort problems best bank Reviewed on: 7th February 2024

Fantastic app for my small business.

Fantastic app for my small business. Everything is clear, easy & simple to use. Best feature for me in using payment links to my clients for easy payments Reviewed on: 7th February 2024

Clear and easy with notifications, refunds and assis...

Clear and easy with notifications, refunds and assistance Reviewed on: 7th February 2024

Have had monzo since I was 16, now 22 been amazing s...

Have had monzo since I was 16, now 22 been amazing since the start Reviewed on: 7th February 2024

Excellent from the start.

Excellent from the start. I moved my business account to Monzo and was so happy I have since moved all my accounts over, including one I held with another bank for 30 + years. Best bank. App is excellent. Saving pots are excellent. Reviewed on: 7th February 2024

Easy to use app , always keeps me upto date when mon...

Easy to use app , always keeps me upto date when money goes in and out Reviewed on: 6th February 2024

Fab bank I used for personal and business

Fab bank I used for personal and business Reviewed on: 6th February 2024

It’s easy to use, syncs well for simple accounting,...

It’s easy to use, syncs well for simple accounting, invoicing and saving VAT.super clever and stress free. Monzo has thought through what business needs to focus more on which is of course the day to day running of rather than the numbers. Reviewed on: 6th February 2024

Simple and effective

I needed a bank account that I could link to an accounting software. Monzo links to both Quickbooks and Xero. It was simple to set up abd easy to use. Reviewed on: 6th February 2024

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