Write a review

Go to business site

Monzo: Business account reviews

Name: Business account
Rating: 4.83 (2137 reviews)

View other Monzo products

4.83

Based on 2,137 reviews, last reviewed 3rd May 2026

19% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

Read all reviews Write a review

About this product

Monzo have a business account that can be opened on the same day you apply for it.

With the Monzo business account, you have a range of options for making and receiving payments, there are tax and accounting tools and you can earn interest on your savings.

Monzo business account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Business account now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Business account reviews (2137)

Pots of money and savings, brilliant.

Pots of money and savings, brilliant. Reviewed on: 6th March 2026

Great bank , helps me budget so much

Great bank , helps me budget so much Reviewed on: 6th March 2026

Excellent fur business banking also personal banking

Excellent fur business banking also personal banking Reviewed on: 6th March 2026

Good bank to bank with for banking

Good bank to bank with for banking Reviewed on: 6th March 2026

I am a sole trader -

I am a sole trader and Monzo has been an exemplary bank account for me - no hassle at all which is just what you want as a sole trader ! Interface with Xero has been smooth too. Reviewed on: 6th March 2026

Great for money management and tax returns doesn’t f...

Great for money management and tax returns doesn’t for you Reviewed on: 6th March 2026

Excellent service especially with my business banking

Excellent service with my business Reviewed on: 6th March 2026

One of the best banks I have dealt with

One of the best banks I have dealt with and give me and my customers confidence when doing business transactions Reviewed on: 6th March 2026

Business account review

Really good as a business account, allows me to manage my sole trader account very easily, putting money into a pot to save for my tax bill. Reviewed on: 6th March 2026

Easy to Use Business Banking App

I have been using the business account from Monzo and overall my experience has been positive. The mobile app is very intuitive and makes it easy to track transactions, organise money with pots, and manage finances on the go. Opening the account was quick and straightforward, and everyday UK transfers are fast and free. I also like the instant notifications and budgeting tools, which help keep my business finances organised. For small businesses or freelancers, the free Lite account is a good starting option. However, there are some limitations. Cash deposits are restricted and there are no physical branches, so everything must be handled through the app. In some situations customer support can take time to respond. Overall, it’s a convenient and modern banking solution for small businesses that prefer managing finances digitally. Reviewed on: 6th March 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Business Banking
from HSBC 2.44 from 217 reviews
Business Account
from Allica 4.82 from 712 reviews
Business account (discontinued)
from HSBC Kinetic (inactive company) 4.58 from 1942 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3174 reviews
Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1135 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub