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Monzo: Business Account reviews

Name: Business Account
Rating: 4.94 (2136 reviews)

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4.94

Based on 2,136 reviews, last reviewed 20th Apr 2026

36550% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (2136)

Great bank , helps me budget so much

Great bank , helps me budget so much Reviewed on: 6th March 2026

Excellent fur business banking also personal banking

Excellent fur business banking also personal banking Reviewed on: 6th March 2026

Good bank to bank with for banking

Good bank to bank with for banking Reviewed on: 6th March 2026

I am a sole trader -

I am a sole trader and Monzo has been an exemplary bank account for me - no hassle at all which is just what you want as a sole trader ! Interface with Xero has been smooth too. Reviewed on: 6th March 2026

Great for money management and tax returns doesn’t f...

Great for money management and tax returns doesn’t for you Reviewed on: 6th March 2026

Excellent service especially with my business banking

Excellent service with my business Reviewed on: 6th March 2026

One of the best banks I have dealt with

One of the best banks I have dealt with and give me and my customers confidence when doing business transactions Reviewed on: 6th March 2026

Business account review

Really good as a business account, allows me to manage my sole trader account very easily, putting money into a pot to save for my tax bill. Reviewed on: 6th March 2026

Easy to Use Business Banking App

I have been using the business account from Monzo and overall my experience has been positive. The mobile app is very intuitive and makes it easy to track transactions, organise money with pots, and manage finances on the go. Opening the account was quick and straightforward, and everyday UK transfers are fast and free. I also like the instant notifications and budgeting tools, which help keep my business finances organised. For small businesses or freelancers, the free Lite account is a good starting option. However, there are some limitations. Cash deposits are restricted and there are no physical branches, so everything must be handled through the app. In some situations customer support can take time to respond. Overall, it’s a convenient and modern banking solution for small businesses that prefer managing finances digitally. Reviewed on: 6th March 2026

Easy to set up, easy to use.

Easy to set up, easy to use. App excellent too. Tax and savings pots helpful Reviewed on: 6th March 2026

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