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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1383 reviews)

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4.89

Based on 1,383 reviews, last reviewed 15th Jul 2025

96% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1383)

Customer service 5 star!

Customer service chat is very helpful always very swift replies. Easy home screen layout and very easy to move money Reviewed on: 6th February 2024

Ditched my old banks for Monzo! ...

Opened my first account a few months bank and quickly seen how simple it was to organise my personal finances in there that I opened a second and third account for my business’s Reviewed on: 6th February 2024

Monzo is the only bank I will trust with my money.

Monzo is the only bank I will trust with my money. Easy to use app, reliable features and really focused on the user. Even something as simple as being able to put my money into pots to help me see how much money I'm spending, how much I have left and it doesn't actually move money from my account! Reviewed on: 6th February 2024

Straightforward, easy Recommend

Excellent business account setup. So easy and got exactly what we wanted for running our businesses. Thank you very much Reviewed on: 6th February 2024

Monzo bank is very easy to use, Monzo is the kind of...

Monzo bank is very easy to use, Monzo is the kind of bank we all need, Reviewed on: 6th February 2024

Brilliant bank

Monzo business has everything you need in a bank. App Is very modern and easier to use than others. Very good features. Low conversion rates on foreign income too. Tax pots are helpful as well. Reviewed on: 6th February 2024

Great experience so far!

Great experience so far! Easy to navigate and use for personal and business banking Reviewed on: 6th February 2024

MONZO REVIEW BY Keenan

Monzo is buy far the best banking app I've used very helpful fast transactions n just overall very easy n helpful. Reviewed on: 6th February 2024

Best for Personal and Business use...

I have been with Monzo for Personal and Business use since 2019. I don't think I will ever change Banks! Reviewed on: 6th February 2024

Amazing experience so helpful and easy to use and ex...

Amazing experience so helpful and easy to use and excess your money Reviewed on: 6th February 2024

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