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Monzo: Business Account reviews

4.94
Based on 2,136 reviews, last reviewed 20th Apr 2026
36550% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026
Noa bc's avatar
Noa bc

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (2136)

Nothing negative.

5
Nothing negative. Best bank that ever existed. Reviewed on: 6th March 2026

They provide great service and wonderful banking opt...

5
They provide great service and wonderful banking options Reviewed on: 6th March 2026

Excellent

5
As a first time business owner/self employed I have found Monzo to provide an excellent service. All easy to use and helps with my end of year. Reviewed on: 6th March 2026

I never have any problems.

5
I never have any problems.the ap is very easy to use Reviewed on: 6th March 2026

I feel completely in control of my business finances...

5
I feel completely in control of my business finances using Monzo and it's so clear and easy to use, all on my phone. Reviewed on: 6th March 2026

Great current account and business acount

5
Great current account and business acount Reviewed on: 6th March 2026

with Monzo I can do

5
I don’t use an accounted and with Monzo I can do everything and more , to be ready for my taxes and to save and still use it as a normal bank Reviewed on: 6th March 2026

Easy to use, clear and clean app.

5
Easy to use, clear and clean app. Reviewed on: 6th March 2026

Best value for money

5
I find Monzo Business to be a very user-friendly digital banking option for small businesses, especially because of its clean mobile app and simple money management tools. The real-time notifications and budgeting features make it easy to track spending and manage cash flow. However, it may not be ideal for businesses that need more advanced lending or complex banking services. Reviewed on: 6th March 2026

Proud of Monzo account

5
Easy to use always get help when o need , all good Reviewed on: 6th March 2026

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