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Monzo: Business Account reviews

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4.89
Based on 1,383 reviews, last reviewed 15th Jul 2025
96% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
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2%
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2 star
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1%

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025
Michael S's avatar
Michael S

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025
Drexy S's avatar
Drexy S
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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1383)

Since starting my business up with Monzo lite I deci...

5
Since starting my business up with Monzo lite I decided to go with Monzo pro which has helped me save time with transactions and put money aside for holidays , the taxman and generally helping me out , customer service is the best service I have ever had in 40 years of banking with previous banks .excellent Reviewed on: 6th February 2024
stewart pike's avatar
stewart pike

Monzo is different from 99% of the banks on the mark...

5
Monzo is different from 99% of the banks on the market who just wants to make money from you by different small tricks. Monzo is not only user friendly, but also trying to do the best for customers. Reviewed on: 5th February 2024
Xuehua C's avatar
Xuehua C

Always provide the best , quality service .

5
Always provide the best , quality service . They’re always at hand to solve any query promptly Reviewed on: 5th February 2024
Saddie R's avatar
Saddie R

Easy to use and secure

5
Such ease of use and it feels much more secure than the awful experience I had with Tide and suffered from fraud because of their failings. Reviewed on: 5th February 2024
Will H's avatar
Will H

Simple to use.

5
Simple to use. It’s the bank account all small businesses need, love everything about it makes my business easier to run and I can get back to doing what I love rather than looking at finances and admin Reviewed on: 4th February 2024
KBC's avatar
KBC

I love it more year on year

5
I’ve had Monzo since 2019 and every year I come to love it more and more. I started using Monzo for business last year — its functionality and clean design makes invoicing so much easier than any other card provider. Reviewed on: 3rd February 2024
Miles C's avatar
Miles C

Great way to manage money and seperate money for tax.

5
Great way to manage money and seperate money for tax. Clear and precise. Reviewed on: 3rd February 2024
Jack H's avatar
Jack H

All good

5
All good perfect it's easy and quick app I recommend every single person Reviewed on: 2nd February 2024
Piotr Rzeszutek's avatar
Piotr Rzeszutek

Easy to use

5
Just so easy to use to transfer money between accounts and pay bills Reviewed on: 2nd February 2024
adam t's avatar
adam t

Very easy to set up account

5
Very easy to set up account and have had no problem running the account for the last 10 months. Will recommend using Monzo to my colleagues Reviewed on: 2nd February 2024
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Blackfriars PC

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