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Monzo: Business Account reviews

4.89
Based on 1,383 reviews, last reviewed 15th Jul 2025
95% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
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See only 1 star reviews
1%

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025
Michael S's avatar
Michael S

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025
Drexy S's avatar
Drexy S

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1383)

Easy to use, transparent, fast to sort out any issue...

4
Easy to use, transparent, fast to sort out any issues and always working! Reviewed on: 2nd February 2024

Excellent online banking

5
I've had a business and personal account with Monzo for a couple of years now and find it an excellent user base for invoicing and managing my business. Excellent for travelling abroad too. Reviewed on: 2nd February 2024

Just a fantastic all round service

5
Just a fantastic all round service Reviewed on: 2nd February 2024

Easy to read and understand on the app

5
Easy to read and understand on the app Reviewed on: 2nd February 2024

a digital bank with total security and credibility

5
a digital bank with total security and credibility Reviewed on: 1st February 2024

First time business owner

5
As a first time business owner I found it very easy to start banking Reviewed on: 1st February 2024

Excellent Customer Servuce is back in banking

5
From start to finish opening a MONZO Business was an easy ride. MONZO helped me at every turn and even reminded me of the good old days last century when banks gave quality customer service to all customers. Reviewed on: 1st February 2024

Very easy to use for everyone .

5
Very easy to use for everyone . Opened account with no issues Reviewed on: 1st February 2024

Very easy to set up and use.

5
Very easy to set up and use. Like the fact I can easily transfer between accounts. Reviewed on: 1st February 2024

Great service, 10/10.

5
Great service, 10/10. Highly recommended Reviewed on: 1st February 2024

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