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Monzo: Business account reviews

Name: Business account
Rating: 4.80 (2139 reviews)

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4.80

Based on 2,139 reviews, last reviewed 16th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Witholding my funds. Extremely poor experience with Monzo Business. My business changed ownership and a new director was appointed. Monzo contacted me claiming there was ... Read more Reviewed on: 16th September 2026

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About this product

Monzo have a business account that can be opened on the same day you apply for it.

With the Monzo business account, you have a range of options for making and receiving payments, there are tax and accounting tools and you can earn interest on your savings.

Monzo business account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Business account reviews (2139)

Easy to use, clear and clean app.

Easy to use, clear and clean app. Reviewed on: 6th March 2026

Best value for money

I find Monzo Business to be a very user-friendly digital banking option for small businesses, especially because of its clean mobile app and simple money management tools. The real-time notifications and budgeting features make it easy to track spending and manage cash flow. However, it may not be ideal for businesses that need more advanced lending or complex banking services. Reviewed on: 6th March 2026

Proud of Monzo account

Easy to use always get help when o need , all good Reviewed on: 6th March 2026

Always ready to help if you need clarification.

Always ready to help if you need clarification. Fast, reliable and friendly service. Reviewed on: 6th March 2026

Best banking experience I've had as a business

Best banking experience I've had as a business - it just works and I love being able to accept payments easily with them. Reviewed on: 6th March 2026

5 starts for everything.

5 starts for everything. The best bank Reviewed on: 6th March 2026

Setting the gold standard for small businesses

The account was very easy to set up. The app is very convenient to use. The support and communication are second to none. Reviewed on: 6th March 2026

I’ve been using Monzo for a while now and honestly i...

I’ve been using Monzo for a while now and honestly it’s one of the best banking apps I’ve used. The app is really easy to navigate, payments are instant, and the spending notifications help me keep track of my money in real time. I especially like the budgeting tools and pots feature, which make it simple to organise savings and bills without any hassle. Customer support has also been quick and helpful whenever I’ve needed assistance. Overall, Monzo makes everyday banking straightforward and stress-free. I’d definitely recommend it to anyone looking for a modern, easy-to-use banking app. Reviewed on: 6th March 2026

Monzo has an easy to use banking app.

Monzo has an easy to use banking app. Great ability to use pots and virtual cards. Reviewed on: 6th March 2026

Easy to use with tax reporting coming soon too!

Easy to use with tax reporting coming soon too! Reviewed on: 6th March 2026

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