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Monzo: Business Account reviews

4.94
Based on 2,136 reviews, last reviewed 20th Apr 2026
36550% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026
Noa bc's avatar
Noa bc

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (2136)

Always ready to help if you need clarification.

5
Always ready to help if you need clarification. Fast, reliable and friendly service. Reviewed on: 6th March 2026

Best banking experience I've had as a business

5
Best banking experience I've had as a business - it just works and I love being able to accept payments easily with them. Reviewed on: 6th March 2026

5 starts for everything.

5
5 starts for everything. The best bank Reviewed on: 6th March 2026

Setting the gold standard for small businesses

5
The account was very easy to set up. The app is very convenient to use. The support and communication are second to none. Reviewed on: 6th March 2026

I’ve been using Monzo for a while now and honestly i...

5
I’ve been using Monzo for a while now and honestly it’s one of the best banking apps I’ve used. The app is really easy to navigate, payments are instant, and the spending notifications help me keep track of my money in real time. I especially like the budgeting tools and pots feature, which make it simple to organise savings and bills without any hassle. Customer support has also been quick and helpful whenever I’ve needed assistance. Overall, Monzo makes everyday banking straightforward and stress-free. I’d definitely recommend it to anyone looking for a modern, easy-to-use banking app. Reviewed on: 6th March 2026

Monzo has an easy to use banking app.

5
Monzo has an easy to use banking app. Great ability to use pots and virtual cards. Reviewed on: 6th March 2026

Easy to use with tax reporting coming soon too!

5
Easy to use with tax reporting coming soon too! Reviewed on: 6th March 2026

Great bussiness account

5
Great bussiness account espically as its my 1st time being self employed so simple and easy. Reviewed on: 6th March 2026

Maving monzo business take so much pressure away as...

5
Maving monzo business take so much pressure away as everything is so easy to access and keep on top of. Reviewed on: 6th March 2026

Very convenient.

5
Very convenient. I enjoy the app and all the payment options it gives for my business. Reviewed on: 6th March 2026

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