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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1383 reviews)

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4.89

Based on 1,383 reviews, last reviewed 15th Jul 2025

95% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1383)

Simple, elegant, just perfect

Simple, elegant, just perfect. I used to work in private banking for a high street bank. I’m glad I don’t anymore as we couldn’t compete with what they are offering. It’s made business banking so much easier and very cost effective. Reviewed on: 1st February 2024

The speed at which transactions are confirmed

The speed at which transactions are confirmed is so useful and it makes reconciling so much easier. Ability to move money between interest bearing pots is very helpful too. The new flex Credit Card is now our go to payment method. Reviewed on: 1st February 2024

Modern banking world

I was with Barclays for a long time and turns out too long of a time, Monzo are saving the banking world for all young people. The modern way they have set it up for everyone is great. The customer service is so great that you don’t need a branch to go to Reviewed on: 1st February 2024

Easy to use Clear and very easy to open an...

Easy to use Clear and very easy to open an account Reviewed on: 1st February 2024

Great bank!

Great bank!! Highly recommend for business or personal !! Reviewed on: 1st February 2024

Perfect for personal and business banking!

Very helpful and great options for personal and business banking. Reviewed on: 1st February 2024

The best fintech bank around.

The best fintech bank around. The only bank I know that constantly innovates in a meaningful way, adding useful features over time and once added they constantly keep iterating and refining. Reviewed on: 1st February 2024

No pressure, leaves you to focus on your business.

The least amount of pressure I've ever experienced with a bank, which in current times is the best support I need. Notifications are great, the app just works, all the essential tools available and no hidden costs. Reviewed on: 1st February 2024

Best bank!!

So easy to navigate and understand my finances. Everything is mobile. Very customisable and would always recommend Reviewed on: 1st February 2024

better have some real people not AI only over all good

Great service and secure online service is the best online Reviewed on: 1st February 2024

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