Smart Money People Logo

Monzo: Business Account reviews

4.94
Based on 2,136 reviews, last reviewed 20th Apr 2026
36550% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026
Noa bc's avatar
Noa bc

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Review Monzo: Business Account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Business Account reviews (2136)

Free Business Account

5
I have a business account and it is brilliant, bank statements every month, instant notifications of transactions and no fees. Reviewed on: 6th March 2026

Easy and Safe.

5
Easy and Safe. quick confirmation and approval of purchases, useful to use features like pots. Overall simple app and user freindly. Reviewed on: 6th March 2026

I have being using Monzo since 2019 and their bankin...

5
I have being using Monzo since 2019 and their banking system works brilliant. Easy to use, allocate funds to pots and generally manage your money better. Their customer service is swift and have always been at helpful Reviewed on: 6th March 2026

Excellent service !

5
Excellent service ! Great bank , easy to use Reviewed on: 6th March 2026

Winner, winner

5
Easy and straightforward as well as app being easy to use and having an option to use phone as payment system cuts the requirement for other more costly payment options. Winner, winner. Reviewed on: 6th March 2026

Best banking app,

5
Best banking app, I am very happy with the services they provide Reviewed on: 6th March 2026

3 years and counting

5
Have been happy for 3years and not likely to change any time soon only hate these surveys that one cannot get out of easily Reviewed on: 6th March 2026

It’s made my life so much easier ...

5
It’s made my life so much easier and less scary than other banks. Its app is for dummies and that’s another brilliant feature. Reviewed on: 6th March 2026

Monzo Business has genuinely simplified my banking.

5
Monzo Business has genuinely simplified my banking. The modern app makes everything clear and easy to manage, from day-to-day payments to tracking income and expenses. The savings pots are particularly useful for setting money aside for tax and specific projects, and the additional perks and integrations are very helpful for running a small organisation. Overall it feels like a banking service designed for how people actually work today. Reviewed on: 6th March 2026

A great, easy to use and modern bank.

5
A great, easy to use and modern bank. Reviewed on: 6th March 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 943 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3168 reviews
    Monzo
    View all products