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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1383 reviews)

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4.89

Based on 1,383 reviews, last reviewed 15th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1383)

Great app easy to use easy help loads of benefits...

Great app easy to use easy help loads of benefits Reviewed on: 1st February 2024

Easy & Efficient - that what i need, that's what...

Easy & Efficient - that what i need, that's what I get Reviewed on: 1st February 2024

Really easy set up, Great interest Rates

Really easy to set up, brilliant interest rates. One of the few banks who will allow multiple users on a sole trader account, fast payments, great app, love it Reviewed on: 1st February 2024

Easy, helpful and FANTASTIC

Monzo, is the easiest online bank I’ve ever used, I couldn’t recommend more to everyone and anyone. It helps me track my business finances and create pots for my money to budget and save. I have 3 accounts with Monzo and want to switch all of my accounts to them! Whenever I’ve needed help/support they’ve come back to me straight away with resolutions which have been helpful, informative and easy to do! .. why aren’t you banking with Monzo yet, because you should be! Reviewed on: 1st February 2024

Easy banking.

Easy banking. All in the app easy to pay in and transfer Reviewed on: 1st February 2024

A business account I cannot complain about!

I have a business account as recommended by a friend! I have never been disappointed. It gives me the freedom to create invoices, QR code and quick links to request money. The option of pots is great as a business to put money aside for taxes or saving for other investments. Reviewed on: 1st February 2024

I have found Monzo Business banking to be the best b...

I have found Monzo Business banking to be the best banking service I have ever used. Reviewed on: 1st February 2024

Great bank

Very easy to use. The different pots make it very simple for saving tax etc Reviewed on: 1st February 2024

I I love monzo.

I love monzo and wouldn’t use another bank for my business needs. Reviewed on: 1st February 2024

Easy, helpful business banking with no hidden costs

Easy, helpful business banking with no hidden costs Reviewed on: 1st February 2024

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