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Monzo: Business Account reviews

Name: Business Account
Rating: 4.94 (2136 reviews)

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4.94

Based on 2,136 reviews, last reviewed 20th Apr 2026

36550% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (2136)

incredible customer service for a bank

with such a low standard for customer service, monzo bank is doin incredible - fast reply, prompt soutions and great UX product Reviewed on: 6th March 2026

they have been very helpful to us as a start up and...

they have been very helpful to us as a start up and also as we grow have added useful products Reviewed on: 6th March 2026

I love having Monzo for my banking.

I love having Monzo for my banking. I have a business account, personal, joint, kids and savings. It is so simple to use and they are always looking at ways to improve Reviewed on: 6th March 2026

All service really good am using nearly 5 years...

All service really good am using nearly 5 years No issues Thanks for helping all coustmer service Reviewed on: 6th March 2026

Beats all high st banks hands down every day

Beats all high st banks hands down every day Reviewed on: 6th March 2026

I have used Monzo for years.

I have used Monzo for years. No complaints, excellent service and value for money. Reviewed on: 6th March 2026

Everything has been so smooth and easy with monzo.

Everything has been so smooth and easy with monzo. I have heard stories from friends with businesses about how difficult and unhelpful other banks are, to the point of wanting to give up. My friend recently switched to monzo and genuinely smiling and laughing at how fun and easy monzo is to use, and that they have so many things set up that you need and just work, that other banks don't have at all. For example, being able to export only the past 3 months of data for VAT returns, and the option to include the main pot as well as all small pots in that, all done for you, she doesn't have to select every single thing separately. There's so many good things to say about monzo, it's genuinely made so well, and feels like it's actually made with the people in mind who are actually gonna be using it. I am on the free version of their business account and even that is amazing, my friend on the paid tier is so happy she moved to monzo. Reviewed on: 6th March 2026

It's taken the fear out of banking.

It's taken the fear out of banking. I know have a clear data set to take into my end of year accounting and my tax is put aside automatically as I earn. The different pots allows me to budget and allocate funds to different projects. Love it. Reviewed on: 6th March 2026

Monzo - fast, accurate and great support

Monzo set up my business account so quickly and provided me with all the requirements to get me off the ground, superb support too Reviewed on: 6th March 2026

Great bank, always available to help, much better th...

Great bank, always available to help, much better than the high street banks. Reviewed on: 6th March 2026

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