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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1383 reviews)

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4.89

Based on 1,383 reviews, last reviewed 15th Jul 2025

95% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1383)

Easy to use and efficient

Simple, easy to use and fast :) Monzo does the basics really well Reviewed on: 12th April 2023

I love monzo is the best thank you for helping me a lot with the monzo card, it's easy to use monzo

thank you for helping me a lot with the monzo card, it's easy to use monzo Is the best love you monzo Reviewed on: 11th April 2023

Couldn't run my business without it

I LOVE Monzo business, it's UX trumps all of its competitors and its automatic pot split is a life saver when it comes to tax. Reviewed on: 11th April 2023

Easy to use and setup took minutes!

Monzo Business account is so easy, separate from your personal account, yet so similar. Fantastic service and lovely colour card. What's more to love? Reviewed on: 11th April 2023

They are reliable

They respond to my complaints swiftly and give solutions immediately. Whenever I expect payment, they allow me to access my Money before the due payment date. I love their services a lot Reviewed on: 11th April 2023

Great solution for modern small businesses.

The monzo app is incredibly simple to use. Their web admin interface could use some minor tweaks, but overall so much easier than other archaic business banks. Reviewed on: 11th April 2023

Expertise Away from the Highstreet

MONZO are simply the best off highstreet bank available. They have been so responsive with all queries and requests, helped me set up 2 business accounts and a personal account. Any questions are answered by their friendly and knowledgeable team. They are an absolute pleasure to bank with. Reviewed on: 11th April 2023

User friendly

So easy to use, love that the 20% for tax gets auto transferred ti another pot! Reviewed on: 11th April 2023

Easy to monitor & manage payments

We set up a business bank account with Monzo. I found the help desk people very responsive. It’s easy for us as directors to monitor payments, send invoices and view account details. And all set up and done without leaving my sofa! Reviewed on: 11th April 2023

Just switched to Monzo

Just moved here so far it seems great and has all of the features I need! Reviewed on: 11th April 2023

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