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Monzo: Business Account reviews

4.91
Based on 1,740 reviews, last reviewed 9th Mar 2026
34800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
0%
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1%

Latest highest rating:

5

It’s been a joy to use I feel in control service is... It’s been a joy to use I feel in control service is excellent … Reviewed on: 9th March 2026
DAVID T's avatar
DAVID T

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1740)

Very easy to communicate with live chat.

5
Very easy to communicate with live chat. Agents are available immediately and you don't have to chat to a bot. Amazing features such as using payment links. Reviewed on: 19th January 2024

Easy to use.

5
Easy to use and clear to see transactions and statements. Reviewed on: 19th January 2024

Everything works so easily.

5
Everything works so easily. I can switch between personal and business accounts and everything is all there in the one app Reviewed on: 19th January 2024

review of monzo

5
very easy to see where money has come from and is going Reviewed on: 19th January 2024

Set up my business account last year, it was simple...

5
Set up my business account last year, it was simple and easy to do and it was totally free. Have not had any issues and app is easy to use. Definitely recommend Reviewed on: 19th January 2024

Love the service and the perks, the phone and trave...

5
Love the service and the perks, the phone and travel insurance is a great deal hence why I got the premium personal account. Business account is also great and provides everything I need for my sole trader business Reviewed on: 19th January 2024

Best app

5
App user experience intuitive and easy. The best banking app Reviewed on: 19th January 2024

A business account well suited for my needs.

5
The business account is well suited for my needs. It allows me to connect to Xero accounting software and the app very easy to use. The analytics section could be improved a bit more and the interest rate on the savings pot is quite low. Reviewed on: 19th January 2024

Very professional, and very easy to work with.

5
Very professional, and very easy to work with. Reviewed on: 19th January 2024

Amazing service, best I’ve ever used

5
Amazing service, best I’ve ever used Reviewed on: 19th January 2024

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